CMS Price Transparency Data

Hip or knee replacement (inpatient stay)

Facility: Atrium Health Pineville

Billing Code: 470 (MS-DRG)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 470
Insurance Median: $29,597
Cash Discount Price: Unavailable
vs. Medicare Baseline: 2.11x Medicare

The contracted insurance negotiated median rate for a Hip or knee replacement (inpatient stay) at Atrium Health Pineville is $29,597. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is unavailable. Compared to the federal Medicare reimbursement reference rate of $14,044.15, this hospital’s rate is 2.11x the Medicare baseline. Located in 10628 Park Rd, Charlotte, NC.

Cash / Self-Pay

Unavailable

Average discount available for prompt cash payment at this facility.

Insurance Median

$29,597

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$14,044.15

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $14,044.15 (100%)

Insurance Median: $29,597 (211%)

Ins. Median: $29,597 (211% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $14,044.15 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 211% of the Medicare baseline (a markup of 111%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Humana	$14,013	100%
Aetna	$14,219 - $50,287	101%
Cigna	$14,425 - $36,422	103%
UnitedHealthcare	$14,468 - $28,020	103%
Ambetter / Centene	$20,262 - $25,511	144%
Blue Cross Blue Shield	$25,163 - $62,427	179%
Ortho Carolina	$26,750	190%
Amerihealth Caritas	$29,178	208%
Alliance	$29,467	210%
Carolina Complete Health	$29,727	212%
Healthy Blue	$29,727	212%
Partners	$29,727	212%
Wellcare	$29,727	212%
Vaya	$30,024	214%
Trillium	$30,619	218%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $X.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify MS-DRG Code matches exactly: 470.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Atrium Health Pineville is fully in-network.
Ask your insurer if "Prior Authorization" is required for MS-DRG code 470.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.