CMS Price Transparency Data

Blood test, clotting time (PTT)

Facility: Stanly Regional Medical Center

Billing Code: 85730 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 85730
Insurance Median: $72
Cash Discount Price: $70
vs. Medicare Baseline: 11.98x Medicare

The contracted insurance negotiated median rate for a Blood test, clotting time (PTT) at Stanly Regional Medical Center is $72. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $70. Compared to the federal Medicare reimbursement reference rate of $6.01, this hospital’s rate is 11.98x the Medicare baseline. Located in 301 Yadkin St, Albemarle, NC.

Cash / Self-Pay

$70

Average discount available for prompt cash payment at this facility.

Insurance Median

$72

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$6.01

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $6.01 (100%)

Cash / Self-Pay: $70 (1165%)

Insurance Median: $72 (1198%)

Cash: $70 (1165% of Medicare)

Ins. Median: $72 (1198% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $6.01 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 1198% of the Medicare baseline (a markup of 1098%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Aetna	$6 - $126	100%
Cigna	$6 - $112	100%
Humana	$6	100%
UnitedHealthcare	$6 - $95	100%
Amerihealth Caritas	$7 - $17	116%
Carolina Complete Health	$7 - $17	116%
Healthy Blue	$7 - $17	116%
Partners	$7 - $17	116%
Trillium	$7 - $17	116%
Vaya	$7 - $17	116%
Wellcare	$7 - $17	116%
Alliance	$8 - $17	133%
Blue Cross Blue Shield	$8 - $72	133%
Ambetter / Centene	$43 - $52	715%
Physician Reach Out	$70	1165%
Employers Health Network	$74 - $81	1231%
Magellan	$84	1398%
Medcost	$89 - $134	1481%
Gmmi	$91	1514%
Quik Trip	$91	1514%
Carolina Behavioral Health	$101 - $112	1681%
First Health	$126	2097%
Healthgram	$126	2097%
Choicecare	$131	2180%
Lifesynch Community Choice Care	$131	2180%
Multiplan	$131	2180%
Private Health Care Systems	$131	2180%
Beechstreet	$134	2230%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $70.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 85730.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Stanly Regional Medical Center is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 85730.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.