CMS Price Transparency Data

MRI, knee or other leg joint

Facility: Stanly Regional Medical Center

Billing Code: 73721 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 73721
Insurance Median: $1,019
Cash Discount Price: $1,922
vs. Medicare Baseline: 4.18x Medicare

The contracted insurance negotiated median rate for a MRI, knee or other leg joint at Stanly Regional Medical Center is $1,019. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $1,922. Compared to the federal Medicare reimbursement reference rate of $243.77, this hospital’s rate is 4.18x the Medicare baseline. Located in 301 Yadkin St, Albemarle, NC.

Cash / Self-Pay

$1,922

Average discount available for prompt cash payment at this facility.

Insurance Median

$1,019

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$243.77

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $243.77 (100%)

Cash / Self-Pay: $1,922 (788%)

Insurance Median: $1,019 (418%)

Cash: $1,922 (788% of Medicare)

Ins. Median: $1,019 (418% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $243.77 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 418% of the Medicare baseline (a markup of 318%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Amerihealth Caritas	$56 - $470	23%
Carolina Complete Health	$56 - $466	23%
Healthy Blue	$56 - $466	23%
Partners	$56 - $461	23%
Trillium	$56 - $479	23%
UnitedHealthcare	$56 - $2,603	23%
Vaya	$56 - $470	23%
Wellcare	$56 - $466	23%
Alliance	$57 - $475	23%
Cigna	$60 - $3,076	25%
Humana	$61 - $234	25%
Aetna	$62 - $3,460	25%
Ambetter / Centene	$259 - $1,430	106%
Medcost	$399 - $3,691	164%
Blue Cross Blue Shield	$715 - $1,303	293%
Employers Health Network	$1,699 - $2,222	697%
Physician Reach Out	$1,922	788%
Magellan	$2,307	946%
Gmmi	$2,499	1025%
Quik Trip	$2,499	1025%
Carolina Behavioral Health	$2,768 - $3,076	1135%
First Health	$3,460	1419%
Healthgram	$3,460	1419%
Choicecare	$3,614	1483%
Lifesynch Community Choice Care	$3,614	1483%
Multiplan	$3,614	1483%
Private Health Care Systems	$3,614	1483%
Beechstreet	$3,691	1514%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $1,922.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 73721.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Stanly Regional Medical Center is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 73721.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.