CMS Price Transparency Data

Physical therapy (therapeutic exercise)

Facility: Stanly Regional Medical Center

Billing Code: 97110 (CPT)

Factual Cost Summary (Answer Capsule)
  • CPT Billing Code: 97110
  • Insurance Median: $99
  • Cash Discount Price: $95
  • vs. Medicare Baseline: 3.41x Medicare
The contracted insurance negotiated median rate for a Physical therapy (therapeutic exercise) at Stanly Regional Medical Center is $99. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $95. Compared to the federal Medicare reimbursement reference rate of $29.06, this hospital’s rate is 3.41x the Medicare baseline. Located in 301 Yadkin St, Albemarle, NC.
Cash / Self-Pay
$95

Average discount available for prompt cash payment at this facility.

Insurance Median
$99

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate
$29.06

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $29.06 (100%)
Cash / Self-Pay: $95 (327%)
Insurance Median: $99 (341%)
Cash: $95 (327% of Medicare)
Ins. Median: $99 (341% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $29.06 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 341% of the Medicare baseline (a markup of 241%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group Contract Rate Range vs. Medicare Reference
Alliance $23 - $24 79%
Amerihealth Caritas $23 79%
Carolina Complete Health $23 79%
Healthy Blue $23 79%
Partners $23 79%
Trillium $23 - $24 79%
UnitedHealthcare $23 - $130 79%
Vaya $23 79%
Wellcare $23 79%
Cigna $28 - $153 96%
Humana $28 96%
Aetna $29 - $172 100%
Blue Cross Blue Shield $47 - $99 162%
Ambetter / Centene $57 - $71 196%
Employers Health Network $83 - $111 286%
Physician Reach Out $94 - $96 323%
Magellan $113 - $115 389%
Medcost $120 - $184 413%
Gmmi $122 - $124 420%
Quik Trip $122 - $124 420%
Carolina Behavioral Health $135 - $153 465%
First Health $169 - $172 582%
Healthgram $169 - $172 582%
Choicecare $176 - $180 606%
Lifesynch Community Choice Care $176 - $180 606%
Multiplan $176 - $180 606%
Private Health Care Systems $176 - $180 606%
Beechstreet $180 - $184 619%

Self-Pay Upfront Cash Action Plan

Insurance In-Network Protection Plan

Facility Profile & Credentials

  • Address: 301 Yadkin St, Albemarle, NC 28001
  • CMS Rating: ★★★☆☆
  • Ownership Type: Voluntary non-profit - Private
  • Hospital Type: Acute Care Hospitals