CMS Price Transparency Data

X-ray, hand

Facility: Atrium Health Union

Billing Code: 73130 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 73130
Insurance Median: $76
Cash Discount Price: $267
vs. Medicare Baseline: 0.85x Medicare

The contracted insurance negotiated median rate for a X-ray, hand at Atrium Health Union is $76. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $267. Compared to the federal Medicare reimbursement reference rate of $88.91, this hospital’s rate is 0.85x the Medicare baseline. Located in 600 Hospital Dr, Monroe, NC.

Cash / Self-Pay

$267

Average discount available for prompt cash payment at this facility.

Insurance Median

$76

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$88.91

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $88.91 (100%)

Cash / Self-Pay: $267 (300%)

Insurance Median: $76 (85%)

Cash: $267 (300% of Medicare)

Ins. Median: $76 (85% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $88.91 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Alliance	$7 - $82	8%
Amerihealth Caritas	$7 - $70	8%
Carolina Complete Health	$7 - $71	8%
Healthy Blue	$7 - $71	8%
Partners	$7 - $69	8%
Trillium	$7 - $73	8%
UnitedHealthcare	$7 - $253	8%
Vaya	$7 - $72	8%
Wellcare	$7 - $71	8%
Aetna	$8 - $325	9%
Cigna	$8 - $360	9%
Humana	$8 - $85	9%
Ortho Carolina	$10 - $105	11%
Blue Cross Blue Shield	$42 - $198	47%
Choicecare	$45 - $453	51%
Employers Health Network	$53 - $236	60%
Medcost	$59 - $346	66%
Ambetter / Centene	$159 - $193	179%
Magellan	$320	360%
Gmmi	$346	389%
Quik Trip	$346	389%
Healthgram	$426	479%
First Health	$453	510%
Beechstreet	$480	540%
Private Health Care Systems	$480	540%
Provider Select	$480	540%
Multiplan	$506	569%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $267.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 73130.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Atrium Health Union is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 73130.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.