CMS Price Transparency Data

Physical therapy (gait training)

Facility: Atrium Health Lincoln

Billing Code: 97116 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 97116
Insurance Median: $67
Cash Discount Price: $83
vs. Medicare Baseline: 2.31x Medicare

The contracted insurance negotiated median rate for a Physical therapy (gait training) at Atrium Health Lincoln is $67. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $83. Compared to the federal Medicare reimbursement reference rate of $29.06, this hospital’s rate is 2.31x the Medicare baseline. Located in 433 McAlister Rd, Lincolnton, NC.

Cash / Self-Pay

$83

Average discount available for prompt cash payment at this facility.

Insurance Median

$67

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$29.06

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $29.06 (100%)

Cash / Self-Pay: $83 (286%)

Insurance Median: $67 (231%)

Cash: $83 (286% of Medicare)

Ins. Median: $67 (231% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $29.06 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 231% of the Medicare baseline (a markup of 131%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Alliance	$19 - $20	65%
Amerihealth Caritas	$19 - $20	65%
Carolina Complete Health	$19 - $20	65%
Healthy Blue	$19 - $20	65%
Partners	$19 - $20	65%
Vaya	$19 - $20	65%
Wellcare	$19 - $20	65%
Trillium	$20	69%
UnitedHealthcare	$20 - $95	69%
Cigna	$28 - $112	96%
Humana	$28	96%
Aetna	$29 - $141	100%
Orthocarolina	$35	120%
Blue Cross Blue Shield	$48 - $85	165%
Ambetter / Centene	$54 - $62	186%
Employers Health Network	$74	255%
Medcost	$78 - $109	268%
Physician Reach Out	$83	286%
Gmmi	$108	372%
Quik Trip	$108	372%
Choicecare	$136	468%
First Health	$141	485%
Beechstreet	$150	516%
Private Health Care Systems	$150	516%
Multiplan	$158	544%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $83.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 97116.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Atrium Health Lincoln is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 97116.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.