CMS Price Transparency Data

Hip or knee replacement (inpatient stay)

Facility: Novant Health Matthews Medical Center

Billing Code: 470 (MS-DRG)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 470
Insurance Median: $25,944
Cash Discount Price: Unavailable
vs. Medicare Baseline: 1.85x Medicare

The contracted insurance negotiated median rate for a Hip or knee replacement (inpatient stay) at Novant Health Matthews Medical Center is $25,944. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is unavailable. Compared to the federal Medicare reimbursement reference rate of $14,044.15, this hospital’s rate is 1.85x the Medicare baseline. Located in 1500 Matthews Twnshp Prkwy Box 3310, Matthews, NC.

Cash / Self-Pay

Unavailable

Average discount available for prompt cash payment at this facility.

Insurance Median

$25,944

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$14,044.15

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $14,044.15 (100%)

Insurance Median: $25,944 (185%)

Ins. Median: $25,944 (185% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $14,044.15 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Blue Cross Blue Shield	$15,504 - $38,109	110%
Humana	$15,504	110%
Pace Of The Southern Piedmont	$15,504	110%
UnitedHealthcare	$15,504 - $49,815	110%
Aetna	$15,892	113%
Cigna	$15,969	114%
Liberty Health	$16,280	116%
Caresource North Carolina	$21,218	151%
Carolina Complete	$25,944	185%
Nc Department Of Public Safety	$25,944 - $31,009	185%
Amerihealth	$26,462	188%
Wellcare	$26,462	188%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $X.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify MS-DRG Code matches exactly: 470.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Novant Health Matthews Medical Center is fully in-network.
Ask your insurer if "Prior Authorization" is required for MS-DRG code 470.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.