CMS Price Transparency Data

Psychotherapy session (60 minutes)

Facility: Wakemed, Cary Hospital

Billing Code: 90837 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 90837
Insurance Median: $207
Cash Discount Price: $173
vs. Medicare Baseline: 1.14x Medicare

The contracted insurance negotiated median rate for a Psychotherapy session (60 minutes) at Wakemed, Cary Hospital is $207. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $173. Compared to the federal Medicare reimbursement reference rate of $181.34, this hospital’s rate is 1.14x the Medicare baseline. Located in 1900 Kildare Farm Road, Cary, NC.

Cash / Self-Pay

$173

Average discount available for prompt cash payment at this facility.

Insurance Median

$207

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$181.34

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $181.34 (100%)

Cash / Self-Pay: $173 (95%)

Insurance Median: $207 (114%)

Cash: $173 (95% of Medicare)

Ins. Median: $207 (114% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $181.34 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Amerihealth	$67	37%
Carolina Complete	$67	37%
Healthy Blue	$67	37%
Wellcare	$67	37%
Blue Cross Blue Shield	$103 - $226	57%
Cigna	$133 - $232	73%
Aetna	$155 - $309	85%
Cary - Alignment	$163	90%
Ambetter / Centene	$172 - $211	95%
Cary - Liberty	$186	103%
Cary - Pruitt	$186	103%
Cary - Wellcare	$186	103%
First Health	$209 - $400	115%
Medcost	$327 - $340	180%
Phcs	$363	200%
Multiplan	$409	226%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $173.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 90837.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Wakemed, Cary Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 90837.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.