CMS Price Transparency Data

Blood test, urea nitrogen (BUN, kidney)

Facility: Novant Health Huntersville Medical Center

Billing Code: 84520 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 84520
Insurance Median: $46
Cash Discount Price: $43
vs. Medicare Baseline: 11.65x Medicare

The contracted insurance negotiated median rate for a Blood test, urea nitrogen (BUN, kidney) at Novant Health Huntersville Medical Center is $46. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $43. Compared to the federal Medicare reimbursement reference rate of $3.95, this hospital’s rate is 11.65x the Medicare baseline. Located in 10030 Gilead Road, Huntersville, NC.

Cash / Self-Pay

$43

Average discount available for prompt cash payment at this facility.

Insurance Median

$46

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$3.95

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $3.95 (100%)

Cash / Self-Pay: $43 (1089%)

Insurance Median: $46 (1165%)

Cash: $43 (1089% of Medicare)

Ins. Median: $46 (1165% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $3.95 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 1165% of the Medicare baseline (a markup of 1065%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Aetna	$4 - $85	101%
Blue Cross Blue Shield	$4 - $76	101%
Cigna	$4 - $55	101%
Humana	$4 - $76	101%
Liberty Health	$4	101%
Pace Of The Southern Piedmont	$4	101%
UnitedHealthcare	$4 - $62	101%
Amerihealth	$8 - $13	203%
Carolina Complete	$8 - $13	203%
Nc Department Of Public Safety	$8 - $13	203%
Wellcare	$8 - $13	203%
Caresource North Carolina	$21 - $35	532%
Atlantic Corporation Dba Atlantic Packaging	$29 - $49	734%
Amps	$35 - $58	886%
Plotkin Health	$38 - $64	962%
Medcost	$45 - $80	1139%
Primary Physician Care	$47 - $78	1190%
Multiplan	$48 - $80	1215%
Phcs	$48 - $80	1215%
Employers Choice Network	$62 - $103	1570%
Three Rivers Provider Network	$62 - $103	1570%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $43.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 84520.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Novant Health Huntersville Medical Center is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 84520.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.