CMS Price Transparency Data

Blood test, clotting time (PTT)

Facility: Novant Health Mint Hill Medical Center

Billing Code: 85730 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 85730
Insurance Median: $68
Cash Discount Price: $62
vs. Medicare Baseline: 11.31x Medicare

The contracted insurance negotiated median rate for a Blood test, clotting time (PTT) at Novant Health Mint Hill Medical Center is $68. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $62. Compared to the federal Medicare reimbursement reference rate of $6.01, this hospital’s rate is 11.31x the Medicare baseline. Located in 8201 Healthcare Loop, Charlotte, NC.

Cash / Self-Pay

$62

Average discount available for prompt cash payment at this facility.

Insurance Median

$68

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$6.01

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $6.01 (100%)

Cash / Self-Pay: $62 (1032%)

Insurance Median: $68 (1131%)

Cash: $62 (1032% of Medicare)

Ins. Median: $68 (1131% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $6.01 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 1131% of the Medicare baseline (a markup of 1031%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Aetna	$6 - $122	100%
Blue Cross Blue Shield	$6 - $109	100%
Cigna	$6 - $78	100%
Humana	$6 - $109	100%
Liberty Health	$6	100%
Pace Of The Southern Piedmont	$6	100%
UnitedHealthcare	$6 - $89	100%
Nc Department Of Public Safety	$12 - $59	200%
Caresource North Carolina	$31 - $50	516%
Carolina Complete	$36 - $59	599%
Amerihealth	$37 - $60	616%
Wellcare	$37 - $60	616%
Atlantic Corporation Dba Atlantic Packaging	$43 - $70	715%
Amps	$52 - $84	865%
Plotkin Health	$56 - $91	932%
Medcost	$67 - $114	1115%
Multiplan	$70 - $114	1165%
Phcs	$70 - $114	1165%
Primary Physician Care	$70 - $112	1165%
Employers Choice Network	$91 - $147	1514%
Three Rivers Provider Network	$91 - $147	1514%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $62.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 85730.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Novant Health Mint Hill Medical Center is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 85730.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.