CMS Price Transparency Data

X-ray, lower back

Facility: Novant Health Mint Hill Medical Center

Billing Code: 72110 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 72110
Insurance Median: $229
Cash Discount Price: $298
vs. Medicare Baseline: 2.14x Medicare

The contracted insurance negotiated median rate for a X-ray, lower back at Novant Health Mint Hill Medical Center is $229. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $298. Compared to the federal Medicare reimbursement reference rate of $106.81, this hospital’s rate is 2.14x the Medicare baseline. Located in 8201 Healthcare Loop, Charlotte, NC.

Cash / Self-Pay

$298

Average discount available for prompt cash payment at this facility.

Insurance Median

$229

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$106.81

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $106.81 (100%)

Cash / Self-Pay: $298 (279%)

Insurance Median: $229 (214%)

Cash: $298 (279% of Medicare)

Ins. Median: $229 (214% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $106.81 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 214% of the Medicare baseline (a markup of 114%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Blue Cross Blue Shield	$46 - $351	43%
Humana	$102 - $428	95%
Pace Of The Southern Piedmont	$102	95%
UnitedHealthcare	$102 - $347	95%
Aetna	$104 - $476	97%
Cigna	$105 - $306	98%
Liberty Health	$107	100%
Caresource North Carolina	$196	184%
Nc Department Of Public Safety	$203 - $229	190%
Carolina Complete	$229	214%
Amerihealth	$234	219%
Wellcare	$234	219%
Atlantic Corporation Dba Atlantic Packaging	$274	257%
Amps	$327	306%
Plotkin Health	$357	334%
Medcost	$422 - $446	395%
Primary Physician Care	$440	412%
Multiplan	$446	418%
Phcs	$446	418%
Employers Choice Network	$577	540%
Three Rivers Provider Network	$577	540%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $298.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 72110.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Novant Health Mint Hill Medical Center is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 72110.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.