CMS Price Transparency Data

Orthotic fitting and training

Facility: Highlands Cashiers Hospital

Billing Code: 97760 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 97760
Insurance Median: $65
Cash Discount Price: $146
vs. Medicare Baseline: 1.41x Medicare

The contracted insurance negotiated median rate for a Orthotic fitting and training at Highlands Cashiers Hospital is $65. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $146. Compared to the federal Medicare reimbursement reference rate of $46.09, this hospital’s rate is 1.41x the Medicare baseline. Located in 190 Hospital Drive, Highlands, NC.

Cash / Self-Pay

$146

Average discount available for prompt cash payment at this facility.

Insurance Median

$65

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$46.09

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $46.09 (100%)

Cash / Self-Pay: $146 (317%)

Insurance Median: $65 (141%)

Cash: $146 (317% of Medicare)

Ins. Median: $65 (141% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $46.09 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Apex Health	$29	63%
Cigna	$48 - $65	104%
Blue Cross Blue Shield	$50 - $53	108%
United	$50 - $88	108%
Wellcare	$51	111%
Amerihealth	$52	113%
Partners Health Management	$52	113%
Vaya Health	$52	113%
Amerihealth Caritas	$55	119%
Caresource	$64	139%
Medcost	$68 - $82	148%
Aetna	$70 - $106	152%
Magellan	$88	191%
Magellan Behavioral Health	$88	191%
Multiplan	$117	254%
Avalon Administrative Services	$124	269%
Prime Health	$128 - $131	278%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $146.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 97760.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Highlands Cashiers Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 97760.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.