CMS Price Transparency Data

MRI, brain (no contrast)

Facility: Vidant Chowan Hospital

Billing Code: 70551 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 70551
Insurance Median: $3,760
Cash Discount Price: $3,326
vs. Medicare Baseline: 15.42x Medicare

The contracted insurance negotiated median rate for a MRI, brain (no contrast) at Vidant Chowan Hospital is $3,760. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $3,326. Compared to the federal Medicare reimbursement reference rate of $243.77, this hospital’s rate is 15.42x the Medicare baseline. Located in 211 Virginia Rd, Edenton, NC.

Cash / Self-Pay

$3,326

Average discount available for prompt cash payment at this facility.

Insurance Median

$3,760

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$243.77

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $243.77 (100%)

Cash / Self-Pay: $3,326 (1364%)

Insurance Median: $3,760 (1542%)

Cash: $3,326 (1364% of Medicare)

Ins. Median: $3,760 (1542% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $243.77 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 1542% of the Medicare baseline (a markup of 1442%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Blue Cross Blue Shield	$1,783 - $3,606	731%
Carolina Complete Health [1317]	$1,801	739%
Wellcare [1320]	$1,810	743%
Amerihealth McAid Adv [1316]	$1,819	746%
Humana	$1,841	755%
UnitedHealthcare	$2,002 - $3,659	821%
Liberty Advantage [1313]	$2,061	845%
Aetna	$2,121 - $4,859	870%
Longevity Health [1411]	$2,548	1045%
Nc Dept of Public Safety [1095]	$3,326	1364%
Medcost [1067]	$3,760 - $3,962	1542%
Cigna	$5,049 - $5,643	2071%
Multiplan [1031]	$5,643	2315%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $3,326.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 70551.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Vidant Chowan Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 70551.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.