CMS Price Transparency Data

Occupational therapy (therapeutic activities)

Facility: Angel Medical Center

Billing Code: 97530 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 97530
Insurance Median: $42
Cash Discount Price: $120
vs. Medicare Baseline: 1.20x Medicare

The contracted insurance negotiated median rate for a Occupational therapy (therapeutic activities) at Angel Medical Center is $42. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $120. Compared to the federal Medicare reimbursement reference rate of $35.07, this hospital’s rate is 1.20x the Medicare baseline. Located in 124 Center Court Po Box 1209, Franklin, NC.

Cash / Self-Pay

$120

Average discount available for prompt cash payment at this facility.

Insurance Median

$42

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$35.07

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $35.07 (100%)

Cash / Self-Pay: $120 (342%)

Insurance Median: $42 (120%)

Cash: $120 (342% of Medicare)

Ins. Median: $42 (120% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $35.07 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Amerigroup	$20	57%
Blue Cross Blue Shield	$20 - $22	57%
Amerihealth	$22	63%
United	$22 - $54	63%
Wellcare	$22	63%
Partners Health Management	$23	66%
Vaya Health	$23	66%
Apex Health	$24	68%
Aetna	$26 - $78	74%
One Call Medical	$35 - $40	100%
Cigna	$42 - $69	120%
Amerihealth Caritas	$47	134%
Caresource	$53	151%
Medcost	$53 - $64	151%
Magellan	$72	205%
Magellan Behavioral Health	$72	205%
Multiplan	$96	274%
Avalon Administrative Services	$102	291%
Prime Health	$106 - $108	302%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $120.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 97530.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Angel Medical Center is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 97530.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.