CMS Price Transparency Data

X-ray, lower back

Facility: Carolinas Rehabilitation

Billing Code: 72110 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 72110
Insurance Median: $320
Cash Discount Price: $430
vs. Medicare Baseline: 3.00x Medicare

The contracted insurance negotiated median rate for a X-ray, lower back at Carolinas Rehabilitation is $320. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $430. Compared to the federal Medicare reimbursement reference rate of $106.81, this hospital’s rate is 3.00x the Medicare baseline. Located in 1100 Blythe Blvd, Charlotte, NC.

Cash / Self-Pay

$430

Average discount available for prompt cash payment at this facility.

Insurance Median

$320

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$106.81

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $106.81 (100%)

Cash / Self-Pay: $430 (403%)

Insurance Median: $320 (300%)

Cash: $430 (403% of Medicare)

Ins. Median: $320 (300% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $106.81 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 300% of the Medicare baseline (a markup of 200%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Aetna	$12 - $731	11%
Cigna	$12 - $581	11%
Humana	$12 - $108	11%
UnitedHealthcare	$12 - $564	11%
Amerihealth Caritas	$13 - $335	12%
Carolina Complete Health	$13 - $341	12%
Healthy Blue	$13 - $341	12%
Wellcare	$13 - $341	12%
Blue Cross Blue Shield	$38 - $414	36%
Ambetter / Centene	$57 - $320	53%
Medcost	$85 - $576	80%
Choicecare	$108 - $671	101%
Employers Health Network	$380	356%
Physician Reach Out	$430	403%
Quik Trip	$559	523%
Healthgram	$688	644%
Private Health Care Systems	$706	661%
First Health	$731	684%
Beechstreet	$792	742%
Multiplan	$792	742%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $430.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 72110.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Carolinas Rehabilitation is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 72110.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.