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Hospital Profile Critical Access Hospital Voluntary non-profit - Private 25 Beds · rural

Erlanger Murphy Medical Center

3990 East Us Highway 64 Alt, Murphy, NC 28906 · 121 Priced Procedures · 77% Patient Recommendation

CMS Overall Rating 4 / 5 Stars
Pillar 1 · The BaseRate™ CompositeHow 1.00× Fair BaseRate Works: Raw price averages unfairly penalize hospitals in high-wage cities or trauma centers treating sicker patients. We adjust for local CMS hospital wage levels and patient complexity first. A 1.00× score means right at the fair price average, 0.85× means 15% cheaper than fair market, and 1.30× means 30% above fair market.High Markup · Shop Alternatives
1.71×vs. Fair Market Price
Position vs. 1.00× Fair Price+71% Above Fair Price 1.00× (center of the bar) is the U.S. fair price average after accounting for local hospital wages and patient complexity. Left of center (<1.00×) is below fair price; right of center (>1.00×) is above fair price.

Typical commercial prices here are +71% above the fair benchmark (1.71×) even after accounting for local nurse/doctor wages and patient complexity.

Pillar 2 · VeriRate™ Data TrustHow VeriRate™ (0–100) Works: Hospitals are legally required to publish machine-readable price files, but some bury fake $0.01 numbers or omit cash discounts. VeriRate audits each file across 5 checks (hover any badge below to see what it tests).29/100 · Quarantined
29/100Self-Pay Cash Beats Insurance 0% of the Time
File Completeness55Provenance (File Completeness): Checks whether the hospital published a complete, up-to-date machine-readable price file with valid CPT and MS-DRG billing codes instead of leaving blanks.
Price Logic0Coherence (Price Logic): Checks whether the hospital’s numbers make basic sense — e.g., self-pay cash price is lower than gross list price, with no fake $0.01 or $999,999 placeholder numbers.
Peer Alignment0Concordance (Peer Alignment): Checks whether reported prices sit in a realistic range compared to Medicare and nearby hospitals rather than wild 100× unit errors.
Clean Billing0Regularity (Clean Billing): Checks whether rates are structured consistently across procedures without erratic statistical spikes or hidden unbundled facility fees.
Real Cash Discount100Cash Honesty (Real Cash Discount): Checks whether the hospital offers a genuine self-pay cash discount that beats or matches commercial insurance rates instead of billing full sticker price.
Pillar 3 · Clinical Quality & ER SpeedChecks whether higher hospital prices actually buy better clinical quality — combining CMS Star Ratings, hospital safety scores, and emergency room wait times.High-Markup · Check Safety
CMS Star Rating4/5 StarsOfficial CMS Overall Hospital Quality Star Rating (1 to 5 stars) summarizing mortality, safety of care, readmissions, and patient experience.
Safety Score73/100Composite patient safety score (0–100) derived from CMS hospital-acquired infection rates (CLABSI, CAUTI, MRSA, C. diff), surgical complications, and HCAHPS surveys.
Typical ER Wait157 minMedian minutes patients spent in the emergency department before leaving from the visit, as reported to CMS Timely and Effective Care.

4-Star CMS clinical quality rating paired with 1.71× fair market pricing.

Behavioral Pricing FingerprintMedian-Gamed · High Captive Markup

Loss-Leader / Captive Ancillary Cross-Subsidizer

Erlanger Murphy Medical Center prices routine shoppable procedures near 3.3× Medicare (p50 1.50×) while skewing captive emergency, lab, and upper-quartile codes to 11.6× Medicare (p75 2.29×, +53% upper-tail jump). Patients scheduling elective outpatient care can capture competitive rates, but emergency and ancillary bills require strict line-item auditing.

#64 of 69 in NC · 91st State Percentile#2,895 of 3,385 in U.S. · 85th National Percentile
Advantage

Where They're Good (Patient & Payer Edge)

  • Bottom-quartile procedures (Q25) price at 1.19× the peer BaseRate benchmark
  • Self-pay cash beats commercial insurance on 0% of shoppable procedures (99/100 Cash Honesty)
  • 4-Star CMS clinical rating with 77% patient recommendation (73/100 safety score)
  • IRS 501(c)(3) charity care provides free care up to 200% FPL and discounted care up to 400% FPL (36.3% AGB cap)
Watchout

Where You Can Get Burned (Markup Traps)

  • Outpatient surgery & OR suites carry a 4.1× markup over Medicare rates
  • Captive ER (1.4×) & laboratory (1.3×) services average 3.52× higher multiples than routine shoppable care (3.3×)
  • Upper-quartile procedures (Q75 2.29×) jump +53% above the median procedure ratio (Q50 1.50×)
  • Unnegotiated chargemaster list prices average 12.7× Medicare (14¢ true HCRIS cost per $1 gross)
Front-Door ShoppableElective / Imaging
3.3× Medicare

Pre-scheduled outpatient procedures where patients can comparison-shop.

Back-Door Captive & ER3.52× Divergence
11.6× Medicare

Emergency, inpatient DRG, lab, and specialty drug lines billed after admission.

Quantile Tail Spread+53% Upper Tail
Q25 1.19× · Q50 1.50× · Q75 2.29×

Detects median-gaming when upper-quartile codes spike above the p50 median.

Select any lens to inspect department markups, federal cost accounting, or insurer discounts.
Department & Integrity Multiples (vs. CMS Medicare Cost Anchor) Green ≤1.3× · Teal 1.3–1.8× · Amber 1.8–2.5× · Rose >2.5×
Front-Door Shoppable CareFront-Door Shoppable
3.3× MedicareElevated
Outpatient Surgery & ORBack-Door Captive
4.1× MedicareElevated
Diagnostic Imaging (CT/MRI)Front-Door Shoppable
1.5× MedicareGood
Back-Door Captive ER VisitsBack-Door Captive
1.4× MedicareGood
Inpatient Lab & PathologyBack-Door Captive
1.3× MedicareGood
Specialty & Infusion Drugs (J-Codes)Back-Door Captive
1.1× MedicareGood
Self-Pay Cash Honesty & 501(r)Integrity & Outcomes
0% Cash Edge · 99/100Good
CMS Clinical Safety & Star ValueIntegrity & Outcomes
4 CMS · 73/100Fair

Procedure Prices at Erlanger Murphy Medical Center

High-impact clinical procedures (MRIs, surgeries, inpatient stays, visits) are prioritized first. Use the category pills or search bar to filter all 121 published procedures.

Sort:
Procedure & Billing Code This Hospital vs. Fair
Spinal fusion, single level (inpatient stay)
MS-DRG Code: 451
— —
Heart stent placement (inpatient stay)
MS-DRG Code: 322
— —
Sepsis treatment (inpatient stay)
MS-DRG Code: 871
$12,446 0.7×
Breast lump removal
CPT Code: 19120
$5,935 unverified
Bunion correction surgery
CPT Code: 28296
$5,029 1.5×
Digestive disorders treatment (inpatient stay)
MS-DRG Code: 392
$4,950 0.6×
Sleep study (overnight, in lab)
CPT Code: 95810
$4,747 unverified
Cataract surgery with lens implant
CPT Code: 66984
$3,535 1.4×
C-section delivery (full package)
CPT Code: 59510
$3,350 1.1×
Vaginal delivery (full package)
CPT Code: 59400
$3,031 1.1×
CT scan, abdomen and pelvis (with contrast)
CPT Code: 74177
$3,009 unverified
Trauma team activation
HCPCS Code: G0390
$2,051 1.4×
CT scan, abdomen and pelvis (no contrast)
CPT Code: 74176
$1,955 unverified
Colonoscopy with biopsy
CPT Code: 45380
$1,828 1.5×
MRI, brain (with and without contrast)
CPT Code: 70553
$1,831 unverified
Echocardiogram (heart ultrasound)
CPT Code: 93306
$1,681 unverified
Upper endoscopy with biopsy
CPT Code: 43239
$1,453 1.5×
Colonoscopy (diagnostic)
CPT Code: 45378
$1,413 1.4×
CT scan, head (with and without contrast)
CPT Code: 70470
$1,346 unverified
CT scan, neck (cervical spine)
CPT Code: 72125
$1,278 unverified
CT scan, lower back (lumbar spine)
CPT Code: 72131
$1,219 unverified
MRI, lower back (no contrast)
CPT Code: 72148
$1,236 unverified
MRI, knee or other leg joint
CPT Code: 73721
$1,236 unverified
MRI, brain (no contrast)
CPT Code: 70551
$1,190 unverified
CT scan, head (with contrast)
CPT Code: 70460
$1,145 unverified
Showing top 25 high-impact procedures of 121 total
Inline Bill X-Ray & 501(r) Calculator 501(c)(3) Nonprofit · Free Care ≤200% FPL · AGB Cap 36.3%

Audit a Bill or Quote at Erlanger Murphy Medical Center (Zero PHI Required)

CMS CCN: 341328
CPT 451
Fair BaseRate™ $30,775
Medicare Rate $23,504
Self-Pay Cash Request Quote
Insurer Median $35,391
Pre-filled with Erlanger Murphy Medical Center’s charged/list benchmark
Screened against 2026 HHS Federal Poverty Guidelines
2026 FPL: $15,650 + $5,500 per additional person
Step 1 · 501(r) Charity Care Check 501(r) AGB Cap: $83 (274% FPL)

Statutory 501(r) AGB Cap Limits Bill to $83

At 274% FPL (201%–400% FPL tier), 26 U.S.C. § 501(r)(5) caps FAP-eligible bills at Amounts Generally Billed (36.3% of gross = $83).

Step 2 · Cash vs. Insurance Arbitrage Request Prompt-Pay Quote

Compare Prompt-Pay Cash Rate Against Remaining Deductible

Ask Erlanger Murphy Medical Center's billing desk for their written 45 CFR § 180 discounted self-pay cash price and Good Faith Estimate under the No Surprises Act.

Step 3 · Fair BaseRate Target Target: $30,775 Fair BaseRate

Negotiate Toward $30,775 Fair BaseRate ($23,504 Medicare)

Your entered amount is at or below the modeled Fair BaseRate benchmark ($30,775).

1-Click Factual Dispute Summary: Copy a citation-backed benchmark memo (with CMS CCN, CPT code, Medicare reference, Fair BaseRate, and 26 U.S.C. § 501(r) calculations) to paste into patient-portal messages or billing appeals.
IRS Form 990 Schedule H & 26 U.S.C. § 501(r) 501(c)(3) Nonprofit Hospital

Financial Assistance Policy (FAP) & Amounts Generally Billed (AGB)

Free Care Eligibility BenchmarkUp to 200% FPL100% charity write-off income threshold
Discounted Care EligibilityUp to 400% FPLSliding-scale & AGB billing cap tier
Charity Care Share of ExpensesSee Schedule HNet community financial assistance reported
26 U.S.C. § 501(r)(5) AGB Benchmark Method: national_nonprofit_median

Illustrative National Nonprofit Peer Median (36.3% of gross — request this hospital's exact FAP Look-Back AGB percentage)

Under 26 U.S.C. § 501(r)(5), a tax-exempt hospital organization may not bill FAP-eligible patients more than Amounts Generally Billed (AGB) to individuals with insurance covering emergency or medically necessary care. Hospital-specific AGB look-back percentages are published in each facility’s written Financial Assistance Policy (FAP). This figure reflects the national nonprofit peer median benchmark.

Screen your household size, income, and itemized CPT codes against 2026 HHS Federal Poverty Guidelines: Calculate Your 501(r) Cap Above ↑
CMS Care Compare Public Quality Record

Clinical Quality, Patient Experience & Infection Benchmarks

CMS Overall4/5 Stars (4/5)
Safety Composite73/100
Would Recommend77%
Rated 9 or 10 (HCAHPS)82%
Median ER Wait157 min
Left ER Before Seen3%
30-Day Mortality vs U.S.same
Unplanned Readmissionsame

Healthcare-Associated Infections (CDC NHSN / CMS HAI)

1.00 SIR = National Predicted Baseline (Lower Is Safer)
C. diff Hospital-Onset Infectionsame

CMS Price Transparency Administrative Enforcement Log

Factual public administrative actions published by the Centers for Medicare & Medicaid Services regarding 45 CFR § 180 compliance at Erlanger Murphy Medical Center. Prior administrative notices do not necessarily reflect current compliance status.

  • 2025-09-10·administrative_or_closure

    Met Requirements

    Recorded

Source: CMS Hospital Care Compare (168 completed HCAHPS patient surveys). Clinical quality metrics summarize historical facility-wide cohorts and are not medical advice for individual care decisions.

Care-Setting Arbitrage, Bilateral SVD Insurer Leverage & Regional Alternatives

How to Pay Less Nearby: Freestanding Centers, Insurer Leverage & Outpatient Savings

Median Household Income$51,496U.S. Census ACS
Local Uninsured Share14.8%Regional ACS estimate
200% FPL (1 Person)$31,920Common free-care ceiling
400% FPL (Family of 4)$128,600Common AGB cap ceiling
45 CFR § 180 Primary-Source Lineage & Federal Verification VeriRate 29/100 · Quarantined CMS CCN 341328

Verify the Raw Data: Official Hospital MRF, CMS Medicare.gov & Federal Filings

Published MRF Filewestcarolina
Publication / Vintage2026-10 · 29.91 MB
Validated Rate Rows0 (CMS v2024)
File Integrity DigestVerified · CCN 341328

Safe-Harbor Data Corrections: Parsed directly from public 45 CFR § 180 hospital filings, CMS Care Compare, and CMS HCRIS cost reports. Hospital compliance officers may submit updated MRF URLs or rate tables for verification.