Rutherford Regional Medical Center
288 South Ridgecrest Ave, Rutherfordton, NC 28139 · 68 Priced Procedures · 53% Patient Recommendation
Typical commercial prices here are +37% above the fair benchmark (1.37×) even after accounting for local nurse/doctor wages and patient complexity.
3-Star CMS clinical quality rating paired with 1.37× fair market pricing.
Wide Procedure Spread · Upper-Quartile Skew Pricer
Rutherford Regional Medical Center prices routine shoppable procedures at 4.9× Medicare (median 0.94× Fair BaseRate) while upper-quartile commercial rates jump +139% to 2.25× Fair BaseRate. Self-pay cash discounts and comparing specific CPT procedure codes before scheduling yield the strongest savings.
Where They're Good (Patient & Payer Edge)
- Bottom-quartile procedures (Q25) price at 0.81× the peer BaseRate benchmark
- Self-pay cash beats commercial insurance on 0% of shoppable procedures (50/100 Cash Honesty)
- 2-Star CMS clinical rating with 53% patient recommendation (65/100 safety score)
- Binding Good Faith Estimate rights under 45 CFR § 149.610 protect self-pay patients before scheduling
Where You Can Get Burned (Markup Traps)
- Outpatient surgery & OR suites carry a 6.1× markup over Medicare rates
- Commercial insurance median sits at 0.94× Fair BaseRate (4.9× Medicare), so insured patients should always compare the self-pay cash price before paying.
- Upper-quartile procedures (Q75 2.25×) jump +139% above the median procedure ratio (Q50 0.94×)
- Consolidated metro market (HHI 10,000) limits in-network hospital competition (Highly Concentrated Monopoly (>2,500))
Pre-scheduled outpatient procedures where patients can comparison-shop.
Emergency, inpatient DRG, lab, and specialty drug lines billed after admission.
Detects median-gaming when upper-quartile codes spike above the p50 median.
Procedure Prices at Rutherford Regional Medical Center
High-impact clinical procedures (MRIs, surgeries, inpatient stays, visits) are prioritized first. Use the category pills or search bar to filter all 68 published procedures.
| Procedure & Billing Code | This Hospital | vs. Fair |
|---|---|---|
| Sepsis treatment (inpatient stay) MS-DRG Code: 871 | $14,841 | 0.8× |
| Hip or knee replacement (inpatient stay) MS-DRG Code: 470 | $14,262 | 0.7× |
| Heart stent placement (inpatient stay) MS-DRG Code: 322 | $13,685 | 0.8× |
| Total hip replacement CPT Code: 27130 | $13,082 | 1.0× |
| Total knee replacement CPT Code: 27447 | $13,082 | 1.0× |
| Gallbladder removal (laparoscopic) CPT Code: 47562 | $12,296 | unverified |
| Knee arthroscopy with meniscus repair CPT Code: 29881 | $7,587 | 2.3× |
| Inguinal hernia repair CPT Code: 49505 | $7,587 | 2.1× |
| Digestive disorders treatment (inpatient stay) MS-DRG Code: 392 | $5,902 | 0.7× |
| Breast lump removal CPT Code: 19120 | $5,299 | 1.4× |
| Colonoscopy (diagnostic) CPT Code: 45378 | $2,748 | 2.8× |
| Upper endoscopy with biopsy CPT Code: 43239 | $2,748 | 2.8× |
| Colonoscopy with biopsy CPT Code: 45380 | $2,748 | 2.2× |
| MRI, lower back (no contrast) CPT Code: 72148 | $2,050 | 6.1× |
| MRI, brain (with and without contrast) CPT Code: 70553 | $2,050 | 4.0× |
| MRI, brain (no contrast) CPT Code: 70551 | $2,050 | unverified |
| MRI, knee or other leg joint CPT Code: 73721 | $2,050 | unverified |
| CT scan, head (no contrast) CPT Code: 70450 | $1,314 | 8.2× |
| CT scan, pelvis CPT Code: 72192 | $1,314 | 8.1× |
| CT scan, chest (no contrast) CPT Code: 71250 | $1,314 | 7.9× |
| CT scan, lower back (lumbar spine) CPT Code: 72131 | $1,314 | 7.8× |
| CT scan, neck (cervical spine) CPT Code: 72125 | $1,314 | 7.8× |
| CT scan, head (with contrast) CPT Code: 70460 | $1,314 | 5.4× |
| CT scan, head (with and without contrast) CPT Code: 70470 | $1,314 | 5.1× |
| CT scan, abdomen and pelvis (no contrast) CPT Code: 74176 | $1,314 | 4.3× |
Audit a Bill or Quote at Rutherford Regional Medical Center (Zero PHI Required)
Above Standard 400% FPL Financial-Assistance Ceiling
At 274% FPL, you exceed the standard 400% FPL tier, though medical-hardship caps (when bills exceed 10% of annual income) may still apply.
Compare Prompt-Pay Cash Rate Against Remaining Deductible
Ask Rutherford Regional Medical Center's billing desk for their written 45 CFR § 180 discounted self-pay cash price and Good Faith Estimate under the No Surprises Act.
Negotiate Toward $19,087 Fair BaseRate ($14,117 Medicare)
Your bill ($35,618) is $16,531 above the denoised Fair BaseRate ($19,087) and 2.5× the $14,117 Medicare rate.
Financial Assistance Policy (FAP) & Amounts Generally Billed (AGB)
Public IRS & CMS ownership records classify Rutherford Regional Medical Center as a non-501(c)(3) facility. Federal 26 U.S.C. § 501(r) statutory charity-care caps apply specifically to tax-exempt nonprofit hospitals, though state hospital fair-pricing statutes and prompt-pay self-pay discounts may still apply.
Clinical Quality, Patient Experience & Infection Benchmarks
Healthcare-Associated Infections (CDC NHSN / CMS HAI)
1.00 SIR = National Predicted Baseline (Lower Is Safer)Source: CMS Hospital Care Compare (376 completed HCAHPS patient surveys). Clinical quality metrics summarize historical facility-wide cohorts and are not medical advice for individual care decisions.
How to Pay Less Nearby: Freestanding Centers, Insurer Leverage & Outpatient Savings
2D regional comparison of commercial negotiated price index against CMS clinical quality composite for Rutherford Regional Medical Center.
Verify the Raw Data: Official Hospital MRF, CMS Medicare.gov & Federal Filings
Safe-Harbor Data Corrections: Parsed directly from public 45 CFR § 180 hospital filings, CMS Care Compare, and CMS HCRIS cost reports. Hospital compliance officers may submit updated MRF URLs or rate tables for verification.