UNC Hospitals
101 Manning Drive, Chapel Hill, NC 27514 · 102 Priced Procedures · 80% Patient Recommendation
Typical commercial prices here are +33% above the fair benchmark (1.33×) even after accounting for local nurse/doctor wages and patient complexity.
4-Star CMS clinical quality rating paired with 1.33× fair market pricing.
Loss-Leader / Captive Ancillary Cross-Subsidizer
UNC Hospitals prices routine shoppable procedures near 1.4× Medicare (p50 1.13×) while skewing captive emergency, lab, and upper-quartile codes to 1.7× Medicare (p75 1.83×, +62% upper-tail jump). Patients scheduling elective outpatient care can capture competitive rates, but emergency and ancillary bills require strict line-item auditing.
Where They're Good (Patient & Payer Edge)
- Bottom-quartile procedures (Q25) price at 0.91× the peer BaseRate benchmark
- Self-pay cash beats commercial insurance on 63% of shoppable procedures (99/100 Cash Honesty)
- 5-Star CMS clinical rating with 80% patient recommendation (72/100 safety score)
- Binding Good Faith Estimate rights under 45 CFR § 149.610 protect self-pay patients before scheduling
Where You Can Get Burned (Markup Traps)
- Outpatient surgery & OR suites carry a 1.8× markup over Medicare rates
- Captive ER (0.5×) & laboratory (3.1×) services average 1.21× higher multiples than routine shoppable care (1.4×)
- Upper-quartile procedures (Q75 1.83×) jump +62% above the median procedure ratio (Q50 1.13×)
- Consolidated metro market (HHI 5,266) limits in-network hospital competition (Highly Concentrated Monopoly (>2,500))
Pre-scheduled outpatient procedures where patients can comparison-shop.
Emergency, inpatient DRG, lab, and specialty drug lines billed after admission.
Detects median-gaming when upper-quartile codes spike above the p50 median.
Procedure Prices at UNC Hospitals
High-impact clinical procedures (MRIs, surgeries, inpatient stays, visits) are prioritized first. Use the category pills or search bar to filter all 102 published procedures.
| Procedure & Billing Code | This Hospital | vs. Fair |
|---|---|---|
| Spinal fusion, single level (inpatient stay) MS-DRG Code: 451 | $34,699 | 1.1× |
| Hip or knee replacement (inpatient stay) MS-DRG Code: 470 | $21,229 | 1.1× |
| Sepsis treatment (inpatient stay) MS-DRG Code: 871 | $20,509 | 1.1× |
| Heart stent placement (inpatient stay) MS-DRG Code: 322 | $18,047 | 1.0× |
| Rabies immune globulin HCPCS Code: 90375 | $7,447 | unverified |
| Digestive disorders treatment (inpatient stay) MS-DRG Code: 392 | $6,751 | 0.8× |
| Breast lump removal CPT Code: 19120 | $3,736 | 1.0× |
| Trauma team activation HCPCS Code: G0390 | $3,670 | unverified |
| CT scan, abdomen and pelvis (no contrast) CPT Code: 74176 | $3,215 | unverified |
| Behavioral health day treatment HCPCS Code: H0010 | $2,309 | unverified |
| CT scan, neck (cervical spine) CPT Code: 72125 | $1,723 | unverified |
| CT scan, lower back (lumbar spine) CPT Code: 72131 | $1,573 | unverified |
| CT scan, sinuses CPT Code: 70486 | $1,522 | 9.2× |
| CT scan, chest (no contrast) CPT Code: 71250 | $1,404 | unverified |
| CT scan, head (no contrast) CPT Code: 70450 | $1,357 | 8.5× |
| CT scan, pelvis CPT Code: 72192 | $1,375 | 8.4× |
| Blood transfusion CPT Code: 36430 | $1,162 | unverified |
| Sleep study (overnight, in lab) CPT Code: 95810 | $992 | 1.0× |
| Echocardiogram (heart ultrasound) CPT Code: 93306 | $771 | 1.3× |
| Psychotherapy session (60 minutes) CPT Code: 90837 | $416 | unverified |
| CT scan, abdomen and pelvis (with contrast) CPT Code: 74177 | $348 | 0.8× |
| MRI, brain (with and without contrast) CPT Code: 70553 | $348 | 0.7× |
| Hepatitis B immune globulin HCPCS Code: 90371 | $239 | 1.6× |
| Psychotherapy session (45 minutes) CPT Code: 90834 | $252 | 1.5× |
| Family therapy session CPT Code: 90847 | $249 | 1.4× |
Audit a Bill or Quote at UNC Hospitals (Zero PHI Required)
Above Standard 400% FPL Financial-Assistance Ceiling
At 274% FPL, you exceed the standard 400% FPL tier, though medical-hardship caps (when bills exceed 10% of annual income) may still apply.
Self-Pay Cash Rate ($52,933) Beats Your Bill
UNC Hospitals's published 45 CFR § 180 self-pay cash rate is $52,933 (vs. $34,699 commercial insurer median). Ask billing to reclassify the visit to prompt-pay self-pay if it beats your deductible.
Negotiate Toward $30,775 Fair BaseRate ($23,504 Medicare)
Your bill ($88,222) is $57,447 above the denoised Fair BaseRate ($30,775) and 3.8× the $23,504 Medicare rate.
Financial Assistance Policy (FAP) & Amounts Generally Billed (AGB)
Public IRS & CMS ownership records classify UNC Hospitals as a non-501(c)(3) facility. Federal 26 U.S.C. § 501(r) statutory charity-care caps apply specifically to tax-exempt nonprofit hospitals, though state hospital fair-pricing statutes and prompt-pay self-pay discounts may still apply.
Clinical Quality, Patient Experience & Infection Benchmarks
Healthcare-Associated Infections (CDC NHSN / CMS HAI)
1.00 SIR = National Predicted Baseline (Lower Is Safer)Source: CMS Hospital Care Compare (2,534 completed HCAHPS patient surveys). Clinical quality metrics summarize historical facility-wide cohorts and are not medical advice for individual care decisions.
How to Pay Less Nearby: Freestanding Centers, Insurer Leverage & Outpatient Savings
2D regional comparison of commercial negotiated price index against CMS clinical quality composite for UNC Hospitals.
Verify the Raw Data: Official Hospital MRF, CMS Medicare.gov & Federal Filings
Safe-Harbor Data Corrections: Parsed directly from public 45 CFR § 180 hospital filings, CMS Care Compare, and CMS HCRIS cost reports. Hospital compliance officers may submit updated MRF URLs or rate tables for verification.