Mount Airy Area Hospital Prices
Cash and insurance-negotiated prices at hospitals in and around Mount Airy, NC. Part of all North Carolina hospital prices.
Typical commercial prices here are 14% below the fair benchmark (0.86×) after accounting for local nurse/doctor wages and patient complexity.
Most affordable North Carolina hospital: Hugh Chatham Memorial Hospital (Elkin) at 0.86× the fair price (14% below benchmark).
Uniform Value Leader · Low-Cost Across Departments
This hospital maintains low, disciplined commercial pricing across both routine shoppable procedures (0.9× Medicare, p50 0.85× Fair BaseRate) and emergency/ancillary services (1.1× Medicare, p75 0.98× Fair BaseRate). Both insured and self-pay patients benefit from below-benchmark rates across departments.
Where They're Good (Patient & Payer Edge)
- Elective shoppable care is priced 14% below peer Fair BaseRate (0.86×)
- Self-pay cash beats commercial insurance on 43% of shoppable procedures (99/100 Cash Honesty)
- CMS clinical safety score (68/100 safety score) with 68% patient recommendation
- IRS 501(c)(3) charity care provides free care up to 200% FPL and discounted care up to 400% FPL (40.5% AGB cap)
Where You Can Get Burned (Markup Traps)
- Outpatient surgery & OR suites carry a 1.1× markup over Medicare rates
- Captive ER (1.3×) & laboratory (1.1×) services average 1.22× higher multiples than routine shoppable care (0.9×)
- Upper-quartile procedures (Q75 0.98×) jump +15% above the median procedure ratio (Q50 0.85×)
- Consolidated metro market (HHI 5,114) limits in-network hospital competition (Highly Concentrated Monopoly (>2,500))
Pre-scheduled outpatient procedures where patients can comparison-shop.
Emergency, inpatient DRG, lab, and specialty drug lines billed after admission.
Detects median-gaming when upper-quartile codes spike above the p50 median.
Hospitals in the Mount Airy area
Ranked by how their prices compare to the fair BaseRate — best value first. The × fair figure is geo-adjusted. Tap any hospital for its full price list.
- Hugh Chatham Memorial Hospital · Elkin 79/100 120 priced 0.86× fair
How to Pay Less Nearby: Freestanding Centers, Insurer Leverage & Outpatient Savings
Prices are sourced from each hospital's federally-required public price file, most recently published October 2026. The BaseRate is a modeled fair-price estimate — not a bill or quote. How we build these numbers →