Speech therapy (group session)
Facility: Sanford Medical Center Fargo
Billing Code: 92508 (CPT)
This hospital's typical commercial price is $24 compared to the $24 fair price benchmark.
4-Star CMS clinical quality rating paired with 1.00× fair market pricing.
One of the lower prices — 1 of 5 other ND hospitals charge more for the same procedure.
Black dot = this hospital, among the 6 ND hospitals with a price for this procedure. Full list below.
Note: The cash price looks unusually high next to the insurance price — it may be the full list price, not a real cash discount. Call to confirm the self-pay rate.
A fair price for a Speech therapy (group session) is about $24 (about 1.0× the $24 Medicare rate). Sanford Medical Center Fargo charges insurers about $24, or about $165 in cash — about the fair price. Located in Fargo, ND.
What each insurance company pays
Which insurers have negotiated a price with this hospital for this procedure — and which haven’t.
4 of 6 major insurers have a published price at this hospital
Crossed out = this hospital hasn’t published a negotiated price for that insurer for this procedure. It doesn’t necessarily mean they aren’t accepted — ask your insurer.
| Insurance company | Price range | vs. Medicare |
|---|---|---|
| UnitedHealthcaremajor | $24 - $179 | 100% |
| Blue Cross Blue Shieldmajor | $24 - $42 | 100% |
| Aetnamajor | $24 - $176 | 100% |
| Cignamajor | $185 | 769% |
| Health Net | $185 | 769% |
| HealthPartners | $24 - $84 | 100% |
| Medica | $93 - $99 | 387% |
| Sanford Health Plan | $22 - $24 | 91% |
| Security Health Plan | $113 | 470% |
| UCare | $24 - $145 | 100% |
| + 2 smaller / regional plans | $25 - $185 |
Self-Pay How to get the cash price
Insurance Before you use insurance
Estimate your out-of-pocket cost
A rough estimate of what you’d pay with insurance (deductible + coinsurance) versus paying the cash price yourself.
Other Procedures at Sanford Medical Center Fargo
Compare: Speech therapy (group session) at other ND hospitals
- Essentia Health · Fargo $23
- Trinity Hospitals · Minot $24
- Sanford Medical Center Bismarck · Bismarck $24
- PAM Rehabilitation Hospital of Fargo · Fargo $24
- Altru Hospital · Grand Forks $35
Insurance negotiated median for the same procedure, sorted lowest first.
Audit a Bill or Quote at Sanford Medical Center Fargo (Zero PHI Required)
Statutory 501(r) AGB Cap Limits Bill to $75
At 274% FPL (201%–400% FPL tier), 26 U.S.C. § 501(r)(5) caps FAP-eligible bills at Amounts Generally Billed (36.3% of gross = $75).
Self-Pay Cash Rate ($165) Beats Your Bill
Sanford Medical Center Fargo's published 45 CFR § 180 self-pay cash rate is $165 (vs. $24 commercial insurer median). Ask billing to reclassify the visit to prompt-pay self-pay if it beats your deductible.
Negotiate Toward $24 Fair BaseRate ($24 Medicare)
Your bill ($206) is $182 above the denoised Fair BaseRate ($24) and 8.6× the $24 Medicare rate.
Clinical Quality, Patient Experience & Infection Benchmarks
Source: CMS Hospital Care Compare. Clinical quality metrics summarize historical facility-wide cohorts and are not medical advice for individual care decisions.
How to Pay Less Nearby: Freestanding Centers, Insurer Leverage & Outpatient Savings
Verify the Raw Data: Official Hospital MRF, CMS Medicare.gov & Federal Filings
Safe-Harbor Data Corrections: Parsed directly from public 45 CFR § 180 hospital filings, CMS Care Compare, and CMS HCRIS cost reports. Hospital compliance officers may submit updated MRF URLs or rate tables for verification.