CMS Price Transparency Data

X-ray, chest (single view)

Facility: Jacobson Memorial Hospital Care Center

Billing Code: 71045 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 71045
Insurance Median: $94
Cash Discount Price: $78
vs. Medicare Baseline: 1.06x Medicare

The contracted insurance negotiated median rate for a X-ray, chest (single view) at Jacobson Memorial Hospital Care Center is $94. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $78. Compared to the federal Medicare reimbursement reference rate of $88.91, this hospital’s rate is 1.06x the Medicare baseline. Located in 601 East St N, Elgin, ND.

Cash / Self-Pay

$78

Average discount available for prompt cash payment at this facility.

Insurance Median

$94

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$88.91

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $88.91 (100%)

Cash / Self-Pay: $78 (88%)

Insurance Median: $94 (106%)

Cash: $78 (88% of Medicare)

Ins. Median: $94 (106% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $88.91 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Aetna	$63 - $105	71%
Medicaid / KanCare	$75	84%
Tricare	$78	88%
UnitedHealthcare	$80 - $105	90%
Medica	$84	94%
Tlc Advantage	$84	94%
Cigna	$94	106%
Healthpartners	$94	106%
Medicare (plans)	$94 - $126	106%
Multiplan Commercial	$94	106%
Blue Cross Blue Shield	$105 - $147	118%
Humana	$105	118%
Nextblue	$105	118%
Sanford Health Plan	$105	118%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $78.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 71045.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Jacobson Memorial Hospital Care Center is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 71045.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.