CMS Price Transparency Data

Blood test, basic metabolic panel

Facility: Sanford Hillsboro

Billing Code: 80048 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 80048
Insurance Median: $101
Cash Discount Price: $98
vs. Medicare Baseline: 11.94x Medicare

The contracted insurance negotiated median rate for a Blood test, basic metabolic panel at Sanford Hillsboro is $101. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $98. Compared to the federal Medicare reimbursement reference rate of $8.46, this hospital’s rate is 11.94x the Medicare baseline. Located in 12 Third Street Se, Hillsboro, ND.

Cash / Self-Pay

$98

Average discount available for prompt cash payment at this facility.

Insurance Median

$101

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$8.46

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $8.46 (100%)

Cash / Self-Pay: $98 (1158%)

Insurance Median: $101 (1194%)

Cash: $98 (1158% of Medicare)

Ins. Median: $101 (1194% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $8.46 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 1194% of the Medicare baseline (a markup of 1094%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Sanford Health Plan Align	$56	662%
Blue Cross Blue Shield	$58 - $116	686%
Aetna	$60 - $106	709%
Health Partners	$60 - $95	709%
Medicare (plans)	$60	709%
Ucare	$60 - $107	709%
UnitedHealthcare	$60 - $102	709%
Primewest	$61	721%
Security Health Plan	$67	792%
Sanford Health Plan	$96 - $113	1135%
Medica	$101 - $108	1194%
First Choice Health Network	$110	1300%
Healthez	$110	1300%
Multiplan	$110	1300%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $98.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 80048.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Sanford Hillsboro is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 80048.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.