CMS Price Transparency Data

Upper endoscopy with biopsy

Facility: PAM Rehabilitation Hospital of Fargo

Billing Code: 43239 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 43239
Insurance Median: $1,752
Cash Discount Price: $2,503
vs. Medicare Baseline: 1.89x Medicare

The contracted insurance negotiated median rate for a Upper endoscopy with biopsy at PAM Rehabilitation Hospital of Fargo is $1,752. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $2,503. Compared to the federal Medicare reimbursement reference rate of $926.63, this hospital’s rate is 1.89x the Medicare baseline. Located in 4671 38Th St S, Fargo, ND.

Cash / Self-Pay

$2,503

Average discount available for prompt cash payment at this facility.

Insurance Median

$1,752

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$926.63

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $926.63 (100%)

Cash / Self-Pay: $2,503 (270%)

Insurance Median: $1,752 (189%)

Cash: $2,503 (270% of Medicare)

Ins. Median: $1,752 (189% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $926.63 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Blue Cross Blue Shield	$280 - $743	30%
Primewest Minnesota	$280	30%
Ucare Of Minnesota	$280	30%
Medica	$531 - $1,061	57%
Sanford Health Plan	$1,164	126%
Cigna	$1,502 - $1,752	162%
Ilumed Aco Reach	$1,627	176%
Americas Choice Provider Network	$1,752	189%
Provider Network Of America	$1,878	203%
Quik Trip	$1,878	203%
Usa Managed Care Organization	$1,878	203%
Velocity Provider Ppo Network	$1,878	203%
Multiplan/Phcs	$2,003	216%
Prime Health Services	$2,128	230%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $2,503.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 43239.

Insurance In-Network Protection Plan

Contact your insurance company to confirm PAM Rehabilitation Hospital of Fargo is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 43239.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.