CMS Price Transparency Data

Breast lump removal

Facility: Methodist Fremont Health

Billing Code: 19120 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 19120
Insurance Median: $5,991
Cash Discount Price: $2,519
vs. Medicare Baseline: 1.50x Medicare

The contracted insurance negotiated median rate for a Breast lump removal at Methodist Fremont Health is $5,991. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $2,519. Compared to the federal Medicare reimbursement reference rate of $4,000.24, this hospital’s rate is 1.50x the Medicare baseline. Located in 450 East 23Rd St, Fremont, NE.

Cash / Self-Pay

$2,519

Average discount available for prompt cash payment at this facility.

Insurance Median

$5,991

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$4,000.24

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $4,000.24 (100%)

Cash / Self-Pay: $2,519 (63%)

Insurance Median: $5,991 (150%)

Cash: $2,519 (63% of Medicare)

Ins. Median: $5,991 (150% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $4,000.24 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Elevate By Medica	$3,064	77%
Alliance Nhn	$3,962	99%
Aetna	$4,285 - $6,536	107%
Blue Cross Blue Shield	$4,285 - $6,093	107%
Humana	$4,285	107%
Medica	$4,285	107%
Medicare (plans)	$4,285 - $4,370	107%
UnitedHealthcare	$4,285 - $6,134	107%
Ne Furniture Mart	$5,651	141%
Medica Choice	$5,991	150%
Multiplan	$6,127	153%
Midlands Choice	$6,400	160%
Ambetter / Centene	$8,869	222%
Elite Choice	$8,883	222%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $2,519.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 19120.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Methodist Fremont Health is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 19120.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.