CMS Price Transparency Data

Blood test, cholesterol (lipid panel)

Facility: Kearney County Health Services Hospital

Billing Code: 80061 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 80061
Insurance Median: $118
Cash Discount Price: $104
vs. Medicare Baseline: 8.81x Medicare

The contracted insurance negotiated median rate for a Blood test, cholesterol (lipid panel) at Kearney County Health Services Hospital is $118. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $104. Compared to the federal Medicare reimbursement reference rate of $13.39, this hospital’s rate is 8.81x the Medicare baseline. Located in 727 East 1St St, Minden, NE.

Cash / Self-Pay

$104

Average discount available for prompt cash payment at this facility.

Insurance Median

$118

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$13.39

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $13.39 (100%)

Cash / Self-Pay: $104 (777%)

Insurance Median: $118 (881%)

Cash: $104 (777% of Medicare)

Ins. Median: $118 (881% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $13.39 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 881% of the Medicare baseline (a markup of 781%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Medica	$65 - $255	485%
Blue Cross Blue Shield	$72 - $112	538%
Humana	$72	538%
Total Care	$72 - $74	538%
UnitedHealthcare	$72 - $124	538%
Aetna	$75 - $247	560%
Great Plains	$75	560%
Healthy Blue	$75	560%
Multiplan	$127	948%
Healthnet	$130	971%
Triwest	$130	971%
Molina	$134	1001%
Private Healthcare Systems And Multiplan	$214	1598%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $104.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 80061.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Kearney County Health Services Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 80061.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.