CMS Price Transparency Data

CT scan, neck (cervical spine)

Facility: Kearney County Health Services Hospital

Billing Code: 72125 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 72125
Insurance Median: $1,937
Cash Discount Price: $2,029
vs. Medicare Baseline: 18.14x Medicare

The contracted insurance negotiated median rate for a CT scan, neck (cervical spine) at Kearney County Health Services Hospital is $1,937. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $2,029. Compared to the federal Medicare reimbursement reference rate of $106.81, this hospital’s rate is 18.14x the Medicare baseline. Located in 727 East 1St St, Minden, NE.

Cash / Self-Pay

$2,029

Average discount available for prompt cash payment at this facility.

Insurance Median

$1,937

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$106.81

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $106.81 (100%)

Cash / Self-Pay: $2,029 (1900%)

Insurance Median: $1,937 (1814%)

Cash: $2,029 (1900% of Medicare)

Ins. Median: $1,937 (1814% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $106.81 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 1814% of the Medicare baseline (a markup of 1714%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Blue Cross Blue Shield	$1,268 - $1,395	1187%
Medica	$1,268 - $4,971	1187%
Humana	$1,395	1306%
UnitedHealthcare	$1,395 - $2,409	1306%
Total Care	$1,409 - $1,437	1319%
Aetna	$1,465 - $4,818	1372%
Great Plains	$1,465	1372%
Healthy Blue	$1,465	1372%
Multiplan	$2,485	2327%
Healthnet	$2,536	2374%
Triwest	$2,536	2374%
Molina	$2,612	2445%
Private Healthcare Systems And Multiplan	$4,170	3904%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $2,029.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 72125.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Kearney County Health Services Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 72125.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.