CMS Price Transparency Data

Psychotherapy session (45 minutes)

Facility: Kearney County Health Services Hospital

Billing Code: 90834 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 90834
Insurance Median: $245
Cash Discount Price: $242
vs. Medicare Baseline: 1.35x Medicare

The contracted insurance negotiated median rate for a Psychotherapy session (45 minutes) at Kearney County Health Services Hospital is $245. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $242. Compared to the federal Medicare reimbursement reference rate of $181.34, this hospital’s rate is 1.35x the Medicare baseline. Located in 727 East 1St St, Minden, NE.

Cash / Self-Pay

$242

Average discount available for prompt cash payment at this facility.

Insurance Median

$245

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$181.34

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $181.34 (100%)

Cash / Self-Pay: $242 (133%)

Insurance Median: $245 (135%)

Cash: $242 (133% of Medicare)

Ins. Median: $245 (135% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $181.34 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Blue Cross Blue Shield	$70 - $256	39%
Medica	$70 - $911	39%
Humana	$77 - $256	42%
UnitedHealthcare	$77 - $442	42%
Total Care	$78 - $263	43%
Aetna	$81 - $884	45%
Great Plains	$81 - $269	45%
Healthy Blue	$81 - $269	45%
Multiplan	$137 - $456	76%
Healthnet	$140 - $465	77%
Triwest	$140 - $465	77%
Molina	$144 - $479	79%
Private Healthcare Systems And Multiplan	$230 - $765	127%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $242.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 90834.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Kearney County Health Services Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 90834.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.