CMS Price Transparency Data

X-ray, hand

Facility: Kearney County Health Services Hospital

Billing Code: 73130 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 73130
Insurance Median: $323
Cash Discount Price: $268
vs. Medicare Baseline: 3.63x Medicare

The contracted insurance negotiated median rate for a X-ray, hand at Kearney County Health Services Hospital is $323. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $268. Compared to the federal Medicare reimbursement reference rate of $88.91, this hospital’s rate is 3.63x the Medicare baseline. Located in 727 East 1St St, Minden, NE.

Cash / Self-Pay

$268

Average discount available for prompt cash payment at this facility.

Insurance Median

$323

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$88.91

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $88.91 (100%)

Cash / Self-Pay: $268 (301%)

Insurance Median: $323 (363%)

Cash: $268 (301% of Medicare)

Ins. Median: $323 (363% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $88.91 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 363% of the Medicare baseline (a markup of 263%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Medica	$168 - $657	189%
Blue Cross Blue Shield	$184 - $356	207%
Humana	$184	207%
UnitedHealthcare	$184 - $318	207%
Total Care	$186 - $190	209%
Aetna	$193 - $637	217%
Great Plains	$193	217%
Healthy Blue	$193	217%
Multiplan	$328	369%
Healthnet	$335	377%
Triwest	$335	377%
Molina	$345	388%
Private Healthcare Systems And Multiplan	$551	620%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $268.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 73130.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Kearney County Health Services Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 73130.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.