CMS Price Transparency Data

Inguinal hernia repair

Facility: St Francis Memorial Hospital

Billing Code: 49505 (CPT)

The BaseRate · fair price medium confidence

A fair price for this

$752

about 0.2× the $3,658 Medicare rate · typically $503–$2,519

modeled estimate · not a bill or quote

What this hospital charges insurers

$535

Below the fair price — a good deal

about $217 under the fair price · 0.1× Medicare

Medicare pays $3,658 Fair price $752 This hospital $535 Cash price $2,097 Hospital's list price $2,097

How we calculate the fair BaseRate →

How this hospital compares to other NE hospitals

A typical price — 5 charge more and 3 charge less, among the 9 NE hospitals compared.

Cheapest $455 Priciest $706

Black dot = this hospital, among the 9 NE hospitals with a price for this procedure. Full list below.

⚠ The cash price looks unusually high next to the insurance price — it may be the full list price, not a real cash discount. Call to confirm the self-pay rate.

A fair price for a Inguinal hernia repair is about $752 (about 0.2× the $3,658 Medicare rate). St Francis Memorial Hospital charges insurers about $535, or about $2,097 in cash — below the fair price — a good deal. Located in West Point, NE.

What each insurance company pays

Which insurers have negotiated a price with this hospital for this procedure — and which haven’t.

4 of 6 major insurers have a published price at this hospital

✓ UnitedHealthcare✓ Blue Cross Blue Shield✓ Aetna✓ Humana CignaKaiser Permanente

Crossed out = this hospital hasn’t published a negotiated price for that insurer for this procedure. It doesn’t necessarily mean they aren’t accepted — ask your insurer.

Insurance company	Price range	vs. Medicare
UnitedHealthcaremajor	$2,013	55%
Blue Cross Blue Shieldmajor	$525	14%
Aetnamajor	$551 - $2,013	15%
Humanamajor	$525	14%
Medica	$525	14%
Molina	$551	15%
+ 2 smaller / regional plans	$535 - $551

Excludes 1 rental-network / third-party entry (e.g. Multiplan, PHCS) — these are pricing networks, not insurers.

Self-Pay How to get the cash price

Tell the billing desk you want to be billed as self-pay — not through insurance — before your visit.
Ask for the cash / prompt-pay discount in writing, with the exact price (about 2,097), before you agree to anything.
Get it in writing that they won’t also bill your insurance, so the cash price is what you owe.
Check the CPT code on your bill matches exactly: 49505.

Insurance Before you use insurance

Call your insurance company to confirm St Francis Memorial Hospital is in-network.
Ask your insurer whether prior approval is required for CPT code 49505.
Confirm the doctor or provider is in-network too — not just the hospital building.
Check your Explanation of Benefits against the hospital’s final itemized bill.

Estimate your out-of-pocket cost

A rough estimate of what you’d pay with insurance (deductible + coinsurance) versus paying the cash price yourself.

How you’d pay

Deductible left to meet ($)

Your coinsurance (%)

Enter your details and press estimate to compare.

Other Procedures at St Francis Memorial Hospital

Compare: Inguinal hernia repair at other NE hospitals

Insurance negotiated median for the same procedure, sorted lowest first.