CMS Price Transparency Data

C-section delivery (full package)

Facility: Howard County Medical Center

Billing Code: 59510 (CPT)

The BaseRate · fair price high confidence

A fair price for this

$2,163

about 0.9× the $2,473 Medicare rate · typically $1,843–$3,379

modeled estimate · not a bill or quote

What this hospital charges insurers

$2,334

About the fair price

about $171 over the fair price · 0.9× Medicare

Medicare pays $2,473 Fair price $2,163 This hospital $2,334 Cash price $5,112 Hospital's list price $5,112

How we calculate the fair BaseRate →

How this hospital compares to other NE hospitals

Highest price of the 9 NE hospitals we have prices for — worth calling around.

Cheapest $1,895 Priciest $2,334

Black dot = this hospital, among the 9 NE hospitals with a price for this procedure. Full list below.

A fair price for a C-section delivery (full package) is about $2,163 (about 0.9× the $2,473 Medicare rate). Howard County Medical Center charges insurers about $2,334, or about $5,112 in cash — about the fair price. Located in St Paul, NE.

What each insurance company pays

Which insurers have negotiated a price with this hospital for this procedure — and which haven’t.

4 of 6 major insurers have a published price at this hospital

✓ UnitedHealthcare✓ Blue Cross Blue Shield✓ Aetna✓ Humana CignaKaiser Permanente

Crossed out = this hospital hasn’t published a negotiated price for that insurer for this procedure. It doesn’t necessarily mean they aren’t accepted — ask your insurer.

Insurance company	Price range	vs. Medicare
UnitedHealthcaremajor	$2,266 - $8,113	92%
Blue Cross Blue Shieldmajor	$2,266 - $10,946	92%
Aetnamajor	$2,266	92%
Humanamajor	$1,926 - $2,266	78%
Ambetter (Centene)	$4,531	183%
Medica	$2,266 - $4,504	92%
Molina	$2,379	96%
Oscar Health	$3,965	160%
WellCare	$2,334	94%
+ 3 smaller / regional plans	$2,266 - $4,734

Government programs also on file: Military & VA.

Self-Pay How to get the cash price

Tell the billing desk you want to be billed as self-pay — not through insurance — before your visit.
Ask for the cash / prompt-pay discount in writing, with the exact price (about 5,112), before you agree to anything.
Get it in writing that they won’t also bill your insurance, so the cash price is what you owe.
Check the CPT code on your bill matches exactly: 59510.

Insurance Before you use insurance

Call your insurance company to confirm Howard County Medical Center is in-network.
Ask your insurer whether prior approval is required for CPT code 59510.
Confirm the doctor or provider is in-network too — not just the hospital building.
Check your Explanation of Benefits against the hospital’s final itemized bill.

Estimate your out-of-pocket cost

A rough estimate of what you’d pay with insurance (deductible + coinsurance) versus paying the cash price yourself.

How you’d pay

Deductible left to meet ($)

Your coinsurance (%)

Enter your details and press estimate to compare.

Other Procedures at Howard County Medical Center

Compare: C-section delivery (full package) at other NE hospitals

CHI Health Bergan Mercy · Omaha $1,895
CHI Health Immanuel · Omaha $1,895
CHI Health Midlands · Papillion $1,895
CHI Health Lakeside · Omaha $1,895
CHI Health Good Samaritan · Kearney $2,143
CHI Health St. Elizabeth · Lincoln $2,143
CHI Health St. Francis · Grand Island $2,143
CHI Health Nebraska Heart · Lincoln $2,143

Insurance negotiated median for the same procedure, sorted lowest first.