CMS Price Transparency Data

Group therapy session

Facility: Howard County Medical Center

Billing Code: 90853 (CPT)

Factual Cost Summary (Answer Capsule)
  • CPT Billing Code: 90853
  • Insurance Median: $103
  • Cash Discount Price: $205
  • vs. Medicare Baseline: 0.99x Medicare
The contracted insurance negotiated median rate for a Group therapy session at Howard County Medical Center is $103. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $205. Compared to the federal Medicare reimbursement reference rate of $103.79, this hospital’s rate is 0.99x the Medicare baseline. Located in P O Box 406, 1113 Sherman St, St Paul, NE.
Cash / Self-Pay
$205

Average discount available for prompt cash payment at this facility.

Insurance Median
$103

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate
$103.79

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $103.79 (100%)
Cash / Self-Pay: $205 (198%)
Insurance Median: $103 (99%)
Cash: $205 (198% of Medicare)
Ins. Median: $103 (99% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $103.79 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group Contract Rate Range vs. Medicare Reference
Humana $20 19%
Medica Standard Premier $23 22%
Aetna $24 - $195 23%
Blue Cross Blue Shield $24 - $195 23%
Great Plains $24 - $117 23%
Medica Chi $24 - $117 23%
Medica Elevate $24 - $45 23%
Nebraska Total Care - Wellcare $24 23%
Tricare $24 - $154 23%
UnitedHealthcare $24 - $197 23%
Molina Healthcare $25 - $102 24%
Oscar Health $41 40%
Medica Ifb Aco $46 - $197 44%
Ambetter / Centene $47 45%
Beshp $47 45%
Medica Chi Aco $47 - $187 45%
Medica Choice National $50 - $187 48%
Midland'S Choice $54 52%
Medica Ifb Open Access $58 - $197 56%
Nebraska Total Care $102 98%

Self-Pay Upfront Cash Action Plan

Insurance In-Network Protection Plan

Facility Profile & Credentials

  • Address: P O Box 406, 1113 Sherman St, St Paul, NE 68873
  • CMS Rating: No CMS Rating
  • Ownership Type: Voluntary non-profit - Other
  • Hospital Type: Critical Access Hospitals