CMS Price Transparency Data

Psychiatric evaluation (first visit)

Facility: Howard County Medical Center

Billing Code: 90791 (CPT)

Factual Cost Summary (Answer Capsule)
  • CPT Billing Code: 90791
  • Insurance Median: $257
  • Cash Discount Price: $283
  • vs. Medicare Baseline: 1.42x Medicare
The contracted insurance negotiated median rate for a Psychiatric evaluation (first visit) at Howard County Medical Center is $257. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $283. Compared to the federal Medicare reimbursement reference rate of $181.34, this hospital’s rate is 1.42x the Medicare baseline. Located in P O Box 406, 1113 Sherman St, St Paul, NE.
Cash / Self-Pay
$283

Average discount available for prompt cash payment at this facility.

Insurance Median
$257

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate
$181.34

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $181.34 (100%)
Cash / Self-Pay: $283 (156%)
Insurance Median: $257 (142%)
Cash: $283 (156% of Medicare)
Ins. Median: $257 (142% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $181.34 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group Contract Rate Range vs. Medicare Reference
Humana $119 - $139 66%
Aetna $139 - $276 77%
Blue Cross Blue Shield $139 - $780 77%
Great Plains $139 - $165 77%
Medica Chi $139 - $165 77%
Tricare $139 - $218 77%
UnitedHealthcare $139 - $470 77%
Medica Standard Premier $141 78%
Molina Healthcare $141 - $146 78%
Nebraska Total Care $141 - $145 78%
Medica Elevate $142 - $277 78%
Nebraska Total Care - Wellcare $144 79%
Midland'S Choice $236 130%
Oscar Health $244 135%
Medica Chi Aco $257 - $291 142%
Medica Choice National $257 - $311 142%
Medica Ifb Aco $271 - $282 149%
Medica Ifb Open Access $271 - $360 149%
Ambetter / Centene $279 154%
Beshp $279 154%

Self-Pay Upfront Cash Action Plan

Insurance In-Network Protection Plan

Facility Profile & Credentials

  • Address: P O Box 406, 1113 Sherman St, St Paul, NE 68873
  • CMS Rating: No CMS Rating
  • Ownership Type: Voluntary non-profit - Other
  • Hospital Type: Critical Access Hospitals