CMS Price Transparency Data

X-ray, hip

Facility: Howard County Medical Center

Billing Code: 73502 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 73502
Insurance Median: $139
Cash Discount Price: $345
vs. Medicare Baseline: 1.56x Medicare

The contracted insurance negotiated median rate for a X-ray, hip at Howard County Medical Center is $139. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $345. Compared to the federal Medicare reimbursement reference rate of $88.91, this hospital’s rate is 1.56x the Medicare baseline. Located in P O Box 406, 1113 Sherman St, St Paul, NE.

Cash / Self-Pay

$345

Average discount available for prompt cash payment at this facility.

Insurance Median

$139

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$88.91

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $88.91 (100%)

Cash / Self-Pay: $345 (388%)

Insurance Median: $139 (156%)

Cash: $345 (388% of Medicare)

Ins. Median: $139 (156% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $88.91 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Aetna	$10 - $328	11%
Medica Standard Premier	$10 - $43	11%
Medica Elevate	$20 - $85	22%
Midland'S Choice	$21 - $89	24%
Humana	$36	40%
UnitedHealthcare	$42 - $331	47%
Blue Cross Blue Shield	$43 - $328	48%
Great Plains	$43 - $197	48%
Medica Chi	$43 - $197	48%
Tricare	$43 - $259	48%
Nebraska Total Care - Wellcare	$44	49%
Molina Healthcare	$45 - $172	51%
Oscar Health	$75	84%
Ambetter / Centene	$85	96%
Beshp	$85	96%
Nebraska Total Care	$172	193%
Medica Chi Aco	$314	353%
Medica Choice National	$314	353%
Medica Ifb Aco	$331	372%
Medica Ifb Open Access	$331	372%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $345.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 73502.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Howard County Medical Center is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 73502.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.