CMS Price Transparency Data

MRI, lower back (no contrast)

Facility: Dundy County Hospital

Billing Code: 72148 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 72148
Insurance Median: $2,691
Cash Discount Price: $3,671
vs. Medicare Baseline: 11.04x Medicare

The contracted insurance negotiated median rate for a MRI, lower back (no contrast) at Dundy County Hospital is $2,691. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $3,671. Compared to the federal Medicare reimbursement reference rate of $243.77, this hospital’s rate is 11.04x the Medicare baseline. Located in P O Box 626, 1313 North Cheyenne St, Benkelman, NE.

Cash / Self-Pay

$3,671

Average discount available for prompt cash payment at this facility.

Insurance Median

$2,691

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$243.77

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $243.77 (100%)

Cash / Self-Pay: $3,671 (1506%)

Insurance Median: $2,691 (1104%)

Cash: $3,671 (1506% of Medicare)

Ins. Median: $2,691 (1104% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $243.77 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 1104% of the Medicare baseline (a markup of 1004%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Molina	$2,040	837%
UnitedHealthcare	$2,040 - $2,651	837%
Medica	$2,254	925%
Blue Cross Blue Shield	$2,651 - $4,079	1088%
Total Care	$2,678	1099%
Wellcare	$2,704	1109%
Midlands Choice	$3,059	1255%
Multiplan	$3,997	1640%
Aetna	$5,780	2371%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $3,671.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 72148.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Dundy County Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 72148.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.