CMS Price Transparency Data

Bunion correction surgery

Facility: Cherry County Hospital

Billing Code: 28296 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 28296
Insurance Median: $849
Cash Discount Price: $3,353
vs. Medicare Baseline: 0.25x Medicare

The contracted insurance negotiated median rate for a Bunion correction surgery at Cherry County Hospital is $849. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $3,353. Compared to the federal Medicare reimbursement reference rate of $3,342.87, this hospital’s rate is 0.25x the Medicare baseline. Located in 510 North Green St, Valentine, NE.

Cash / Self-Pay

$3,353

Average discount available for prompt cash payment at this facility.

Insurance Median

$849

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$3,342.87

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $3,342.87 (100%)

Cash / Self-Pay: $3,353 (100%)

Insurance Median: $849 (25%)

Cash: $3,353 (100% of Medicare)

Ins. Median: $849 (25% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $3,342.87 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Molina Mcr Adv	$475	14%
Molina Mcaid - All Other Plans	$612	18%
Ambetter / Centene	$709	21%
Blue Cross Blue Shield	$793	24%
Midwest Ntwrk Profee Only - All Plans	$906	27%
Oscar Profee Only - All Plans	$906	27%
Midlands Choice-All Plans	$1,021	31%
UnitedHealthcare	$1,123	34%
First Choice-All Plans	$3,252	97%
Multiplan-All Plans	$3,252	97%
Phcs-All Plans	$3,252	97%
Tlc Advantage-All Plans	$3,252	97%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $3,353.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 28296.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Cherry County Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 28296.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.