CMS Price Transparency Data

Office visit, established patient (20-29 min)

Facility: Osmond General Hospital

Billing Code: 99213 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 99213
Insurance Median: $133
Cash Discount Price: $176
vs. Medicare Baseline: 1.40x Medicare

The contracted insurance negotiated median rate for a Office visit, established patient (20-29 min) at Osmond General Hospital is $133. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $176. Compared to the federal Medicare reimbursement reference rate of $95.19, this hospital’s rate is 1.40x the Medicare baseline. Located in 402 North Maple St, Osmond, NE.

Cash / Self-Pay

$176

Average discount available for prompt cash payment at this facility.

Insurance Median

$133

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$95.19

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $95.19 (100%)

Cash / Self-Pay: $176 (185%)

Insurance Median: $133 (140%)

Cash: $176 (185% of Medicare)

Ins. Median: $133 (140% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $95.19 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Wellcare Mcaid-All Plans	$36 - $208	38%
Total Care Mcaid-All Plans	$50 - $208	53%
UnitedHealthcare	$50 - $369	53%
Tricare	$55 - $292	58%
Triwest Va-All Plans	$55 - $292	58%
Medica Mcr	$62 - $292	65%
Medica-All Other Plans	$62 - $352	65%
Coventry First Health	$71 - $376	75%
Coventry Ppo/Hmo/Pos/Aso - All Other Plans	$71 - $376	75%
Midlands Choice-All Plans	$95 - $384	100%
Blue Cross Blue Shield	$100 - $384	105%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $176.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 99213.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Osmond General Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 99213.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.