CMS Price Transparency Data

Physical therapy (gait training)

Facility: Tri Valley Health System

Billing Code: 97116 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 97116
Insurance Median: $107
Cash Discount Price: $139
vs. Medicare Baseline: 3.68x Medicare

The contracted insurance negotiated median rate for a Physical therapy (gait training) at Tri Valley Health System is $107. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $139. Compared to the federal Medicare reimbursement reference rate of $29.06, this hospital’s rate is 3.68x the Medicare baseline. Located in 1305 West Highway 6/34, Cambridge, NE.

Cash / Self-Pay

$139

Average discount available for prompt cash payment at this facility.

Insurance Median

$107

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$29.06

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $29.06 (100%)

Cash / Self-Pay: $139 (478%)

Insurance Median: $107 (368%)

Cash: $139 (478% of Medicare)

Ins. Median: $107 (368% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $29.06 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 368% of the Medicare baseline (a markup of 268%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Blue Cross Blue Shield	$68 - $146	234%
Humana	$68	234%
Medica Mcr Adv	$68	234%
Medica Prime Sol	$68	234%
Tricare	$68	234%
Wellcare Mcr Adv - All Plans	$68	234%
Great Plains Mcr Adv - All Plans	$71	244%
Healthy Blue Mcaid - All Plans	$74	255%
Molina Mcaid - All Plans	$74	255%
Nebraska Total Care-All Plans	$74	255%
UnitedHealthcare	$74 - $148	255%
Amerigroup Mcaid - All Plans	$75	258%
Medica Chi Aco - All Other Plans	$139	478%
Medica Chi Open Access	$139	478%
Medica Ifb Aco	$139	478%
Medica Ifb Open Access	$139	478%
Midlands Choice-All Plans	$139	478%
Aetna	$151	520%
Multiplan-All Plans	$151	520%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $139.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 97116.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Tri Valley Health System is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 97116.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.