CMS Price Transparency Data

Gallbladder removal (laparoscopic)

Facility: Mary Hitchcock Memorial Hospital

Billing Code: 47562 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 47562
Insurance Median: $2,946
Cash Discount Price: $3,482
vs. Medicare Baseline: 0.48x Medicare

The contracted insurance negotiated median rate for a Gallbladder removal (laparoscopic) at Mary Hitchcock Memorial Hospital is $2,946. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $3,482. Compared to the federal Medicare reimbursement reference rate of $6,176.47, this hospital’s rate is 0.48x the Medicare baseline. Located in 1 Medical Center Drive, Lebanon, NH.

Cash / Self-Pay

$3,482

Average discount available for prompt cash payment at this facility.

Insurance Median

$2,946

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$6,176.47

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $6,176.47 (100%)

Cash / Self-Pay: $3,482 (56%)

Insurance Median: $2,946 (48%)

Cash: $3,482 (56% of Medicare)

Ins. Median: $2,946 (48% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $6,176.47 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Granite State Health Plan	$78 - $1,432	1%
Amerihealth Caritas Nh	$447 - $1,289	7%
Beacon Health Strategies/Carelon	$447 - $1,389	7%
Wellsense Health Plan	$447 - $6,855	7%
Harvard Pilgrim Health Care Of Ne	$483 - $19,902	8%
Blue Cross Blue Shield	$525 - $25,404	9%
Martin'S Point Generations Advantage	$525 - $6,529	9%
Mvp	$525 - $7,623	9%
UnitedHealthcare	$525 - $11,922	9%
Martin'S Point Health Care	$536 - $6,529	9%
Aetna	$541 - $7,987	9%
Cigna	$541 - $12,425	9%
Wellcare Health Plans	$546 - $6,790	9%
Ambetter / Centene	$551 - $14,047	9%
Mass General Brigham Health Plan	$1,799 - $7,077	29%
Tufts Health Plan	$2,310 - $6,638	37%
Maine Community Health Options	$7,248 - $8,363	117%
Coventry	$9,899	160%
First Health/Hcvm	$9,899	160%
Phcs	$10,240	166%
Corvel	$10,468	169%
Ccmsi	$10,809	175%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $3,482.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 47562.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Mary Hitchcock Memorial Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 47562.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.