CMS Price Transparency Data

Blood test, hemoglobin

Facility: Frisbie Memorial Hospital

Billing Code: 85018 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 85018
Insurance Median: $32
Cash Discount Price: $95
vs. Medicare Baseline: 13.50x Medicare

The contracted insurance negotiated median rate for a Blood test, hemoglobin at Frisbie Memorial Hospital is $32. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $95. Compared to the federal Medicare reimbursement reference rate of $2.37, this hospital’s rate is 13.50x the Medicare baseline. Located in 11 Whitehall Road, Rochester, NH.

Cash / Self-Pay

$95

Average discount available for prompt cash payment at this facility.

Insurance Median

$32

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$2.37

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $2.37 (100%)

Cash / Self-Pay: $95 (4008%)

Insurance Median: $32 (1350%)

Cash: $95 (4008% of Medicare)

Ins. Median: $32 (1350% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $2.37 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 1350% of the Medicare baseline (a markup of 1250%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Aetna	$2 - $56	84%
Amerihealth Caritas	$2	84%
Blue Cross Blue Shield	$2 - $39	84%
Cigna	$2 - $52	84%
Evernorth Behavioral Health	$2	84%
Humana	$2	84%
Martin's Point Health	$2	84%
United	$2 - $58	84%
United VA Ccn	$2	84%
Well Sense Health Plan	$2	84%
Ambetter / Centene	$4	169%
Harvard Pilgrim	$24 - $39	1013%
Maine Community Health	$26 - $47	1097%
Tufts Health Plan	$32 - $55	1350%
Evernorth	$74 - $78	3122%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $95.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 85018.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Frisbie Memorial Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 85018.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.