CMS Price Transparency Data

Blood test, calcium

Facility: Cheshire Medical Center

Billing Code: 82310 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 82310
Insurance Median: $16
Cash Discount Price: $31
vs. Medicare Baseline: 3.10x Medicare

The contracted insurance negotiated median rate for a Blood test, calcium at Cheshire Medical Center is $16. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $31. Compared to the federal Medicare reimbursement reference rate of $5.16, this hospital’s rate is 3.10x the Medicare baseline. Located in 580 Court Street, Keene, NH.

Cash / Self-Pay

$31

Average discount available for prompt cash payment at this facility.

Insurance Median

$16

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$5.16

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $5.16 (100%)

Cash / Self-Pay: $31 (601%)

Insurance Median: $16 (310%)

Cash: $31 (601% of Medicare)

Ins. Median: $16 (310% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $5.16 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 310% of the Medicare baseline (a markup of 210%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Aetna	$5 - $78	97%
Ambetter / Centene	$5	97%
Amerihealth Caritas Nh	$5 - $14	97%
Blue Cross Blue Shield	$5 - $91	97%
Cigna	$5 - $56	97%
Granite State Health Plan	$5 - $19	97%
Martin'S Point Generations Advantage	$5	97%
Martin'S Point Health Care	$5	97%
Mvp	$5 - $56	97%
UnitedHealthcare	$5 - $87	97%
Wellcare Health Plans	$5	97%
Wellsense Health Plan	$5 - $16	97%
Mass General Brigham Health Plan	$7 - $114	136%
Harvard Pilgrim Health Care Of Ne	$9 - $52	174%
Tufts Health Plan	$14 - $73	271%
Maine Community Health Options	$51	988%
First Health/Hcvm	$97	1880%
Phcs	$103	1996%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $31.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 82310.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Cheshire Medical Center is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 82310.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.