CMS Price Transparency Data

Blood test, cholesterol (lipid panel)

Facility: Cheshire Medical Center

Billing Code: 80061 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 80061
Insurance Median: $42
Cash Discount Price: $36
vs. Medicare Baseline: 3.14x Medicare

The contracted insurance negotiated median rate for a Blood test, cholesterol (lipid panel) at Cheshire Medical Center is $42. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $36. Compared to the federal Medicare reimbursement reference rate of $13.39, this hospital’s rate is 3.14x the Medicare baseline. Located in 580 Court Street, Keene, NH.

Cash / Self-Pay

$36

Average discount available for prompt cash payment at this facility.

Insurance Median

$42

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$13.39

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $13.39 (100%)

Cash / Self-Pay: $36 (269%)

Insurance Median: $42 (314%)

Cash: $36 (269% of Medicare)

Ins. Median: $42 (314% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $13.39 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 314% of the Medicare baseline (a markup of 214%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Amerihealth Caritas Nh	$12 - $16	90%
Granite State Health Plan	$12 - $22	90%
UnitedHealthcare	$12 - $98	90%
Wellsense Health Plan	$12 - $18	90%
Aetna	$13 - $88	97%
Ambetter / Centene	$13	97%
Blue Cross Blue Shield	$13 - $102	97%
Cigna	$13 - $64	97%
Martin'S Point Generations Advantage	$13	97%
Mvp	$13 - $64	97%
Wellcare Health Plans	$13	97%
Martin'S Point Health Care	$14	105%
Mass General Brigham Health Plan	$17 - $129	127%
Harvard Pilgrim Health Care Of Ne	$23 - $59	172%
Tufts Health Plan	$36 - $82	269%
Maine Community Health Options	$58	433%
First Health/Hcvm	$110	822%
Phcs	$116	866%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $36.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 80061.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Cheshire Medical Center is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 80061.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.