CMS Price Transparency Data

Blood test, clotting time (PTT)

Facility: Cheshire Medical Center

Billing Code: 85730 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 85730
Insurance Median: $29
Cash Discount Price: $33
vs. Medicare Baseline: 4.83x Medicare

The contracted insurance negotiated median rate for a Blood test, clotting time (PTT) at Cheshire Medical Center is $29. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $33. Compared to the federal Medicare reimbursement reference rate of $6.01, this hospital’s rate is 4.83x the Medicare baseline. Located in 580 Court Street, Keene, NH.

Cash / Self-Pay

$33

Average discount available for prompt cash payment at this facility.

Insurance Median

$29

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$6.01

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $6.01 (100%)

Cash / Self-Pay: $33 (549%)

Insurance Median: $29 (483%)

Cash: $33 (549% of Medicare)

Ins. Median: $29 (483% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $6.01 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 483% of the Medicare baseline (a markup of 383%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Amerihealth Caritas Nh	$5 - $21	83%
Granite State Health Plan	$5 - $29	83%
UnitedHealthcare	$5 - $132	83%
Wellsense Health Plan	$5 - $24	83%
Aetna	$6 - $119	100%
Ambetter / Centene	$6	100%
Blue Cross Blue Shield	$6 - $138	100%
Cigna	$6 - $86	100%
Martin'S Point Generations Advantage	$6	100%
Martin'S Point Health Care	$6	100%
Mvp	$6 - $86	100%
Wellcare Health Plans	$6	100%
Mass General Brigham Health Plan	$8 - $174	133%
Harvard Pilgrim Health Care Of Ne	$9 - $79	150%
Tufts Health Plan	$16 - $111	266%
Maine Community Health Options	$29 - $78	483%
First Health/Hcvm	$54 - $148	899%
Phcs	$58 - $157	965%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $33.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 85730.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Cheshire Medical Center is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 85730.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.