CMS Price Transparency Data

Blood test, ferritin (iron stores)

Facility: Cheshire Medical Center

Billing Code: 82728 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 82728
Insurance Median: $85
Cash Discount Price: $76
vs. Medicare Baseline: 6.24x Medicare

The contracted insurance negotiated median rate for a Blood test, ferritin (iron stores) at Cheshire Medical Center is $85. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $76. Compared to the federal Medicare reimbursement reference rate of $13.63, this hospital’s rate is 6.24x the Medicare baseline. Located in 580 Court Street, Keene, NH.

Cash / Self-Pay

$76

Average discount available for prompt cash payment at this facility.

Insurance Median

$85

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$13.63

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $13.63 (100%)

Cash / Self-Pay: $76 (558%)

Insurance Median: $85 (624%)

Cash: $76 (558% of Medicare)

Ins. Median: $85 (624% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $13.63 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 624% of the Medicare baseline (a markup of 524%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Amerihealth Caritas Nh	$12 - $36	88%
Granite State Health Plan	$12 - $49	88%
UnitedHealthcare	$12 - $224	88%
Wellsense Health Plan	$12 - $41	88%
Aetna	$14 - $202	103%
Ambetter / Centene	$14	103%
Blue Cross Blue Shield	$14 - $234	103%
Cigna	$14 - $146	103%
Martin'S Point Generations Advantage	$14	103%
Martin'S Point Health Care	$14	103%
Mvp	$14 - $146	103%
Wellcare Health Plans	$14	103%
Mass General Brigham Health Plan	$18 - $295	132%
Harvard Pilgrim Health Care Of Ne	$21 - $134	154%
Tufts Health Plan	$36 - $188	264%
Maine Community Health Options	$116 - $133	851%
First Health/Hcvm	$218 - $251	1599%
Phcs	$231 - $266	1695%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $76.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 82728.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Cheshire Medical Center is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 82728.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.