CMS Price Transparency Data

Breathing treatment (nebulizer)

Facility: Cheshire Medical Center

Billing Code: 94640 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 94640
Insurance Median: $129
Cash Discount Price: $59
vs. Medicare Baseline: 0.58x Medicare

The contracted insurance negotiated median rate for a Breathing treatment (nebulizer) at Cheshire Medical Center is $129. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $59. Compared to the federal Medicare reimbursement reference rate of $223.72, this hospital’s rate is 0.58x the Medicare baseline. Located in 580 Court Street, Keene, NH.

Cash / Self-Pay

$59

Average discount available for prompt cash payment at this facility.

Insurance Median

$129

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$223.72

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $223.72 (100%)

Cash / Self-Pay: $59 (26%)

Insurance Median: $129 (58%)

Cash: $59 (26% of Medicare)

Ins. Median: $129 (58% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $223.72 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Aetna	$8 - $213	4%
Amerihealth Caritas Nh	$11 - $33	5%
Granite State Health Plan	$11 - $45	5%
Wellsense Health Plan	$11 - $227	5%
Ambetter / Centene	$15 - $189	7%
Blue Cross Blue Shield	$15 - $690	7%
Cigna	$15 - $213	7%
Martin'S Point Generations Advantage	$15 - $213	7%
Martin'S Point Health Care	$15 - $213	7%
Mvp	$15 - $213	7%
UnitedHealthcare	$15 - $320	7%
Wellcare Health Plans	$15 - $213	7%
Harvard Pilgrim Health Care Of Ne	$35 - $517	16%
Tufts Health Plan	$41 - $171	18%
Maine Community Health Options	$73 - $121	33%
First Health/Hcvm	$139 - $228	62%
Phcs	$147 - $241	66%
Mass General Brigham Health Plan	$152 - $268	68%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $59.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 94640.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Cheshire Medical Center is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 94640.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.