CMS Price Transparency Data

Psychological testing evaluation

Facility: Cheshire Medical Center

Billing Code: 96136 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 96136
Insurance Median: $58
Cash Discount Price: Unavailable
vs. Medicare Baseline: 0.43x Medicare

The contracted insurance negotiated median rate for a Psychological testing evaluation at Cheshire Medical Center is $58. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is unavailable. Compared to the federal Medicare reimbursement reference rate of $135.93, this hospital’s rate is 0.43x the Medicare baseline. Located in 580 Court Street, Keene, NH.

Cash / Self-Pay

Unavailable

Average discount available for prompt cash payment at this facility.

Insurance Median

$58

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$135.93

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $135.93 (100%)

Insurance Median: $58 (43%)

Ins. Median: $58 (43% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $135.93 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Mass General Brigham Health Plan	$16	12%
Harvard Pilgrim Health Care Of Ne	$21 - $46	15%
Aetna	$23 - $135	17%
Ambetter / Centene	$24 - $120	18%
Blue Cross Blue Shield	$24 - $437	18%
Cigna	$24 - $135	18%
Martin'S Point Generations Advantage	$24 - $135	18%
Martin'S Point Health Care	$24 - $135	18%
Mvp	$24 - $135	18%
UnitedHealthcare	$24 - $203	18%
Wellcare Health Plans	$24 - $135	18%
Wellsense Health Plan	$24 - $144	18%
Tufts Health Plan	$63 - $132	46%
Amerihealth Caritas Nh	$74	54%
Granite State Health Plan	$74	54%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $X.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 96136.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Cheshire Medical Center is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 96136.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.