CMS Price Transparency Data

Colonoscopy (diagnostic)

Facility: New London Hospital

Billing Code: 45378 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 45378
Insurance Median: $1,441
Cash Discount Price: $1,005
vs. Medicare Baseline: 1.52x Medicare

The contracted insurance negotiated median rate for a Colonoscopy (diagnostic) at New London Hospital is $1,441. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $1,005. Compared to the federal Medicare reimbursement reference rate of $950.1, this hospital’s rate is 1.52x the Medicare baseline. Located in 273 County Road, New London, NH.

Cash / Self-Pay

$1,005

Average discount available for prompt cash payment at this facility.

Insurance Median

$1,441

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$950.1

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $950.1 (100%)

Cash / Self-Pay: $1,005 (106%)

Insurance Median: $1,441 (152%)

Cash: $1,005 (106% of Medicare)

Ins. Median: $1,441 (152% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $950.1 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Aetna	$150 - $3,715	16%
Blue Cross Blue Shield	$167 - $3,415	18%
Martin'S Point Generations Advantage	$167 - $1,892	18%
Martin'S Point Health Care	$167 - $2,955	18%
UnitedHealthcare	$167 - $3,363	18%
Granite State Health Plan	$169 - $2,170	18%
Wellsense Health Plan	$169 - $1,892	18%
Amerihealth Caritas Nh	$171 - $2,191	18%
Wellcare Health Plans	$172 - $1,892	18%
Ambetter / Centene	$204 - $1,892	21%
Harvard Pilgrim Health Care Of Ne	$211 - $3,067	22%
Cigna	$246 - $2,911	26%
Tufts Health Plan	$1,513 - $3,095	159%
Coventry	$2,069 - $4,064	218%
Multiplan	$2,080 - $4,085	219%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $1,005.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 45378.

Insurance In-Network Protection Plan

Contact your insurance company to confirm New London Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 45378.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.