CMS Price Transparency Data

Sleep study (overnight, in lab)

Facility: Alice Peck Day Memorial Hospital

Billing Code: 95810 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 95810
Insurance Median: $406
Cash Discount Price: $1,006
vs. Medicare Baseline: 0.46x Medicare

The contracted insurance negotiated median rate for a Sleep study (overnight, in lab) at Alice Peck Day Memorial Hospital is $406. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $1,006. Compared to the federal Medicare reimbursement reference rate of $877.34, this hospital’s rate is 0.46x the Medicare baseline. Located in 10 Alice Peck Day Drive, Lebanon, NH.

Cash / Self-Pay

$1,006

Average discount available for prompt cash payment at this facility.

Insurance Median

$406

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$877.34

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $877.34 (100%)

Cash / Self-Pay: $1,006 (115%)

Insurance Median: $406 (46%)

Cash: $1,006 (115% of Medicare)

Ins. Median: $406 (46% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $877.34 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Ambetter / Centene	$92	10%
Nh Healthy Families	$96	11%
Medicaid / KanCare	$187 - $1,526	21%
Blue Cross Blue Shield	$202 - $2,959	23%
Harvard Pilgrim	$254 - $2,883	29%
UnitedHealthcare	$294 - $2,394	34%
Tufts	$299 - $2,438	34%
Cigna	$313 - $2,720	36%
Commercial Generic	$313 - $2,547	36%
Connecticut General	$313 - $2,547	36%
Klais	$315 - $2,570	36%
Wellpoint	$321 - $2,613	37%
Aetna	$367 - $2,992	42%
Mvp	$371 - $3,026	42%
Coventry Health	$388 - $3,159	44%
Coventry Health Wc	$388 - $3,159	44%
Humana	$424 - $3,458	48%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $1,006.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 95810.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Alice Peck Day Memorial Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 95810.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.