St Joseph Hospital
172 Kinsley St, Nashua, NH 03060 · 123 Priced Procedures · 70% Patient Recommendation
Typical commercial prices here are 21% below the fair benchmark (0.79×) after accounting for local nurse/doctor wages and patient complexity.
3-Star CMS clinical quality rating paired with 0.79× fair market pricing.
Loss-Leader / Captive Ancillary Cross-Subsidizer
St Joseph Hospital prices routine shoppable procedures near 0.8× Medicare (p50 0.72×) while skewing captive emergency, lab, and upper-quartile codes to 1.9× Medicare (p75 1.09×, +51% upper-tail jump). Patients scheduling elective outpatient care can capture competitive rates, but emergency and ancillary bills require strict line-item auditing.
Where They're Good (Patient & Payer Edge)
- Elective shoppable care is priced 21% below peer Fair BaseRate (0.79×)
- Self-pay cash beats commercial insurance on 6% of shoppable procedures (99/100 Cash Honesty)
- 4-Star CMS clinical rating with 70% patient recommendation (66/100 safety score)
- IRS 501(c)(3) charity care provides free care up to 200% FPL and discounted care up to 400% FPL (5.7% AGB cap)
Where You Can Get Burned (Markup Traps)
- Even at low-cost facilities (0.79× Fair BaseRate), out-of-network or unnegotiated chargemaster bills can exceed commercial medians — confirm in-network status or request a self-pay cash quote up front.
- Captive ER (0.5×) & laboratory (0.5×) services average 2.37× higher multiples than routine shoppable care (0.8×)
- Upper-quartile procedures (Q75 1.09×) jump +51% above the median procedure ratio (Q50 0.72×)
- Consolidated metro market (HHI 5,534) limits in-network hospital competition (Highly Concentrated Monopoly (>2,500))
Pre-scheduled outpatient procedures where patients can comparison-shop.
Emergency, inpatient DRG, lab, and specialty drug lines billed after admission.
Detects median-gaming when upper-quartile codes spike above the p50 median.
Procedure Prices at St Joseph Hospital
High-impact clinical procedures (MRIs, surgeries, inpatient stays, visits) are prioritized first. Use the category pills or search bar to filter all 123 published procedures.
Audit a Bill or Quote at St Joseph Hospital (Zero PHI Required)
Statutory 501(r) AGB Cap Limits Bill to $6,537
At 274% FPL (201%–400% FPL tier), 26 U.S.C. § 501(r)(5) caps FAP-eligible bills at Amounts Generally Billed (5.7% of gross = $6,537).
Compare Prompt-Pay Cash Rate Against Remaining Deductible
Ask St Joseph Hospital's billing desk for their written 45 CFR § 180 discounted self-pay cash price and Good Faith Estimate under the No Surprises Act.
Negotiate Toward $30,775 Fair BaseRate ($23,504 Medicare)
Your bill ($115,090) is $84,315 above the denoised Fair BaseRate ($30,775) and 4.9× the $23,504 Medicare rate.
Financial Assistance Policy (FAP) & Amounts Generally Billed (AGB)
Hospital-Specific CMS HCRIS Benchmark (5.7% of gross charges)
Under 26 U.S.C. § 501(r)(5), a tax-exempt hospital organization may not bill FAP-eligible patients more than Amounts Generally Billed (AGB) to individuals with insurance covering emergency or medically necessary care. Derived from this facility’s reported CMS HCRIS cost-to-charge & insurer allowance filings. Verify your exact Financial Assistance Policy (FAP) determination directly with the billing office.
Clinical Quality, Patient Experience & Infection Benchmarks
Healthcare-Associated Infections (CDC NHSN / CMS HAI)
1.00 SIR = National Predicted Baseline (Lower Is Safer)CMS Price Transparency Administrative Enforcement Log
Factual public administrative actions published by the Centers for Medicare & Medicaid Services regarding 45 CFR § 180 compliance at St Joseph Hospital. Prior administrative notices do not necessarily reflect current compliance status.
- 2023-06-15·administrative_or_closure
Closure Notice
Recorded - 2023-03-03·warning_notice
Warning Notice
Recorded
Source: CMS Hospital Care Compare (1,124 completed HCAHPS patient surveys). Clinical quality metrics summarize historical facility-wide cohorts and are not medical advice for individual care decisions.
How to Pay Less Nearby: Freestanding Centers, Insurer Leverage & Outpatient Savings
2D regional comparison of commercial negotiated price index against CMS clinical quality composite for St Joseph Hospital.
Verify the Raw Data: Official Hospital MRF, CMS Medicare.gov & Federal Filings
Safe-Harbor Data Corrections: Parsed directly from public 45 CFR § 180 hospital filings, CMS Care Compare, and CMS HCRIS cost reports. Hospital compliance officers may submit updated MRF URLs or rate tables for verification.