CMS Price Transparency Data

Gallbladder removal (laparoscopic)

Facility: Palisades Medical Center

Billing Code: 47562 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 47562
Insurance Median: $7,770
Cash Discount Price: $6,871
vs. Medicare Baseline: 1.26x Medicare

The contracted insurance negotiated median rate for a Gallbladder removal (laparoscopic) at Palisades Medical Center is $7,770. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $6,871. Compared to the federal Medicare reimbursement reference rate of $6,176.47, this hospital’s rate is 1.26x the Medicare baseline. Located in 7600 River Rd, North Bergen, NJ.

Cash / Self-Pay

$6,871

Average discount available for prompt cash payment at this facility.

Insurance Median

$7,770

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$6,176.47

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $6,176.47 (100%)

Cash / Self-Pay: $6,871 (111%)

Insurance Median: $7,770 (126%)

Cash: $6,871 (111% of Medicare)

Ins. Median: $7,770 (126% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $6,176.47 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Karna	$1,409	23%
Aetna	$1,876 - $7,770	30%
Seoul Medical Group	$1,909	31%
Clover	$1,975	32%
Horizon	$2,567 - $16,802	42%
Amerigroup	$6,871	111%
Blue Cross Blue Shield	$6,871	111%
Vaccn	$6,871	111%
Wellcare	$6,871	111%
United Community/Americhoice	$7,214	117%
Qualcare	$7,730	125%
Bergen Risk	$8,230	133%
Amerihealth	$8,618 - $9,587	140%
Activecare First McO	$8,778	142%
Multiplan - PHCS	$9,327	151%
Cigna	$9,864	160%
Brighton Health Plan	$15,984	259%
Oxford	$18,283	296%
UnitedHealthcare	$23,043	373%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $6,871.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 47562.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Palisades Medical Center is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 47562.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.