CMS Price Transparency Data

Group therapy session

Facility: Palisades Medical Center

Billing Code: 90853 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 90853
Insurance Median: $283
Cash Discount Price: $109
vs. Medicare Baseline: 2.73x Medicare

The contracted insurance negotiated median rate for a Group therapy session at Palisades Medical Center is $283. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $109. Compared to the federal Medicare reimbursement reference rate of $103.79, this hospital’s rate is 2.73x the Medicare baseline. Located in 7600 River Rd, North Bergen, NJ.

Cash / Self-Pay

$109

Average discount available for prompt cash payment at this facility.

Insurance Median

$283

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$103.79

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $103.79 (100%)

Cash / Self-Pay: $109 (105%)

Insurance Median: $283 (273%)

Cash: $109 (105% of Medicare)

Ins. Median: $283 (273% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $103.79 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 273% of the Medicare baseline (a markup of 173%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Horizon	$24 - $358	23%
Karna	$40	39%
Aetna	$71 - $260	68%
Seoul Medical Group	$72	69%
Clover	$74	71%
Amerigroup	$109	105%
Blue Cross Blue Shield	$109	105%
Vaccn	$109	105%
Wellcare	$109	105%
United Community/Americhoice	$114	110%
Oxford	$212	204%
UnitedHealthcare	$214	206%
Bergen Risk	$310	299%
Activecare First McO	$330	318%
Amerihealth	$346 - $386	333%
Multiplan - PHCS	$351	338%
Brighton Health Plan	$372	358%
Qualcare	$382	368%
Cigna	$395	381%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $109.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 90853.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Palisades Medical Center is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 90853.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.